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BoA Pre-Qualifier is back?

Regular Contributor

Re: BoA Pre-Qualifier is back?


Duncanrr wrote:

It brought up their cash rewards card for me.  Didnt say here is your offer or pre-selected or anything.

 


+1

 

That's exactly the same response I received as well.

Message 11 of 27
Valued Contributor

Re: BoA Pre-Qualifier is back?

First time I selected "Travel Rewards" as an interest for the card and it took me to the site for the "Travel Rewards" card, second time I left it blank and it took me to the "Cash Rewards" card.  Both of them just had the "Apply Now" link

Starting a whole new chapter
Message 12 of 27
Super Contributor

Re: BoA Pre-Qualifier is back?

Well this pre-qualifier is a big let down. 

 

I got all excited D: 

 

 

 

Smiley Frustrated

Message 13 of 27
Frequent Contributor

Re: BoA Pre-Qualifier is back?

I did it twice, first time I got their 1,2,3 CB Rewards Card. 2nd time just got their standard Visa card. Either way, not really interested just wanted to see if it would work.
This is what it looked like at the top...

You are prequalified for
In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.
Message 14 of 27
Valued Contributor

Re: BoA Pre-Qualifier is back?

I'm not sure I'd want to touch that link even with a 10 foot mouse!  At least not yet, sounds buggy (then again, it's The BOA).

Message 15 of 27
Valued Contributor

Re: BoA Pre-Qualifier is back?


jsucool76 wrote:

I was banging around on the BoA website today and it seems they have a new pre-qualifier tool. I know they used to have one but I remember reading that it was gone.

 

 

Anyone else have any experience with this? Am I just really late to the party?

 

https://www.bankofamerica.com/credit-cards/customized-offers/find-customized-offer.go?subchannel=ECV...


Too bad, I have blacklisted them, and I'm in the garden, 5 weeks no APs, was slightly tempted yesday 10% off my first purchase, and got home and found out it was a GE backed card and thought about ap-ing at home but nope, not going to do it, not giving up my spade, I have goals. 

 

 

Cards: Chase Southwest 20k & CSR 10k & CSP 10k & Freedom 6.6k & Amtrak/Freedom 4.6k, FNBO DISC 25.1k Oregon Duck 5k, & AMEX BCP 15k & Hilton Surpass 7.5k & Delta Gold 6k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 10k, Paypal Extras MC 7.5k, CapOne Venture 15k, QS 2.5k, QS 750, Amazon 5.9k, Walmart 10k, Citi Simplicity 9k, Discover IT 16k and a nice stack of store cards.
Last APP/HP 5/15/2017 Marcus Loan. 30k
Message 16 of 27
Super Contributor

Re: BoA Pre-Qualifier is back?


jamesdwi wrote:

jsucool76 wrote:

I was banging around on the BoA website today and it seems they have a new pre-qualifier tool. I know they used to have one but I remember reading that it was gone.

 

 

Anyone else have any experience with this? Am I just really late to the party?

 

https://www.bankofamerica.com/credit-cards/customized-offers/find-customized-offer.go?subchannel=ECV...


Too bad, I have blacklisted them, and I'm in the garden, 5 weeks no APs, was slightly tempted yesday 10% off my first purchase, and got home and found out it was a GE backed card and thought about ap-ing at home but nope, not going to do it, not giving up my spade, I have goals. 

 

 


I'm in the garden too, but I still check like all the pre-qualifiers like every day for fun Smiley Tongue I'll be excited when I see something actually pop up on amex's or discover's 

Message 17 of 27
Established Contributor

Re: BoA Pre-Qualifier is back?

Well I tried it, they offered me the Bankamericard cash back card. I just don't see how its a "pre-qualification" considering my reports are frozen solid and NO other lender has been able to soft my reports.



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 Smiley Wink
Message 18 of 27
Member

Re: BoA Pre-Qualifier is back?

It offered me the cash rewards card but I know I wouldn't pass for it. It said nothing of being prequalified anywere on the page other than a apply now, a phone number on the bottom with a priority code, is the priority code the same for everyone or different?
Message 19 of 27
Super Contributor

Re: BoA Pre-Qualifier is back?

I guess it's like an invitation number. This seems more like a "Special Offer" that you would get in the mail as opposed to a pre-approval/pre-qualification. 

Message 20 of 27