Credit Card Center Advertiser Disclosure

Reply
Regular Contributor
Posts: 178
Registered: ‎09-12-2012
0 Kudos

Re: BoA Pre-Qualifier is back?


Duncanrr wrote:

It brought up their cash rewards card for me.  Didnt say here is your offer or pre-selected or anything.

 


+1

 

That's exactly the same response I received as well.

Valued Contributor
Posts: 1,531
Registered: ‎09-14-2012
0 Kudos

Re: BoA Pre-Qualifier is back?

First time I selected "Travel Rewards" as an interest for the card and it took me to the site for the "Travel Rewards" card, second time I left it blank and it took me to the "Cash Rewards" card.  Both of them just had the "Apply Now" link

Starting a whole new chapter
Super Contributor
Posts: 7,534
Registered: ‎12-11-2011
0 Kudos

Re: BoA Pre-Qualifier is back?

Well this pre-qualifier is a big let down. 

 

I got all excited D: 

 

 

 

Smiley Frustrated



Frequent Contributor
Posts: 470
Registered: ‎08-14-2012
0 Kudos

Re: BoA Pre-Qualifier is back?

I did it twice, first time I got their 1,2,3 CB Rewards Card. 2nd time just got their standard Visa card. Either way, not really interested just wanted to see if it would work.
This is what it looked like at the top...

You are prequalified for
In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.
Valued Contributor
Posts: 1,346
Registered: ‎04-15-2011
0 Kudos

Re: BoA Pre-Qualifier is back?

I'm not sure I'd want to touch that link even with a 10 foot mouse!  At least not yet, sounds buggy (then again, it's The BOA).

Valued Contributor
Posts: 2,457
Registered: ‎09-16-2011
0 Kudos

Re: BoA Pre-Qualifier is back?


jsucool76 wrote:

I was banging around on the BoA website today and it seems they have a new pre-qualifier tool. I know they used to have one but I remember reading that it was gone.

 

 

Anyone else have any experience with this? Am I just really late to the party?

 

https://www.bankofamerica.com/credit-cards/customized-offers/find-customized-offer.go?subchannel=ECV...


Too bad, I have blacklisted them, and I'm in the garden, 5 weeks no APs, was slightly tempted yesday 10% off my first purchase, and got home and found out it was a GE backed card and thought about ap-ing at home but nope, not going to do it, not giving up my spade, I have goals. 

 

 

Cards: Chase Southwest 20k & CSR 10k & CSP 10k & Freedom 6.6k & Amtrak/Freedom 4.6k, FNBO DISC 25.1k Oregon Duck 5k, & AMEX BCP 15k & Hilton Surpass 7.5k & Delta Gold 6k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 10k, Paypal Extras MC 7.5k, CapOne Venture 15k, QS 2.5k, QS 750, Amazon 5.9k, Walmart 10k, Citi Simplicity 9k, Discover IT 16k and a nice stack of store cards.
Last APP/HP 5/15/2017 Marcus Loan. 30k
Super Contributor
Posts: 7,534
Registered: ‎12-11-2011
0 Kudos

Re: BoA Pre-Qualifier is back?


jamesdwi wrote:

jsucool76 wrote:

I was banging around on the BoA website today and it seems they have a new pre-qualifier tool. I know they used to have one but I remember reading that it was gone.

 

 

Anyone else have any experience with this? Am I just really late to the party?

 

https://www.bankofamerica.com/credit-cards/customized-offers/find-customized-offer.go?subchannel=ECV...


Too bad, I have blacklisted them, and I'm in the garden, 5 weeks no APs, was slightly tempted yesday 10% off my first purchase, and got home and found out it was a GE backed card and thought about ap-ing at home but nope, not going to do it, not giving up my spade, I have goals. 

 

 


I'm in the garden too, but I still check like all the pre-qualifiers like every day for fun Smiley Tongue I'll be excited when I see something actually pop up on amex's or discover's 



Established Contributor
Posts: 912
Registered: ‎06-14-2012
0 Kudos

Re: BoA Pre-Qualifier is back?

Well I tried it, they offered me the Bankamericard cash back card. I just don't see how its a "pre-qualification" considering my reports are frozen solid and NO other lender has been able to soft my reports.



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 Smiley Wink
Member
Posts: 8
Registered: ‎03-03-2012
0 Kudos

Re: BoA Pre-Qualifier is back?

It offered me the cash rewards card but I know I wouldn't pass for it. It said nothing of being prequalified anywere on the page other than a apply now, a phone number on the bottom with a priority code, is the priority code the same for everyone or different?
Super Contributor
Posts: 7,534
Registered: ‎12-11-2011
0 Kudos

Re: BoA Pre-Qualifier is back?

I guess it's like an invitation number. This seems more like a "Special Offer" that you would get in the mail as opposed to a pre-approval/pre-qualification. 



Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.