Reply
Community Leader
Senior Contributor
Posts: 3,950
Registered: ‎11-13-2012
0

Re: BoA--SO ANNOYED

I think the only way to get CLI with soft is when BofA does auto CLI. Never had a HP but CLI were never initiated from my end with BofA. Do not worry about 1 inq for Chase I got the card with 6 inq in 4 weeks and no prior relationship with Chase but this was quite a mission and I realized I did push it too far and had to recon. But 1 inq and for an existing relationship I would really expect no problems for you with Chase.

 

Still full understand the frustration of this useless HP :smileyfrustrated:

 

 

 

Move the mouse over the cards for detailed view!
FICO® EQ 788 (as of today) - TU 777 (02/28).. ¦ ..Fako EX 808 (02/03 - CS)
Vantage score 3.0 TU 785 - EQ 805 (CK 03/05) .............................................bronze spade Garden Club Member


Valued Member
Posts: 49
Registered: ‎02-22-2013
0

Re: BoA--SO ANNOYED


flowfaster wrote:

agent_bob wrote:

This kind of relates to being annoyed with BofA, but has this happened to anybody?

 

You call the # on the back of your credit card & you get turned down because they're updating the computer systems.


I just called multiple times and I've heard numerous responses ranging from the computers updating and to call back in 4-8 hours later.

I tried searching it up on the boards, but I couldn't really find anything.


Hey Bob, here is a tip. Don't call the number on the back of your card.  Call the backdoor number and talk to a credit analyst or request online.


I did also look at the backdoor #'s, but they're closed until Monday. Also tried other numbers on the board, but they didn't work.

I'm just dumbfounded about how customer service is 'supposedly' 24/7, but they're down now.


how to cancel free trial of score watch
Discover IT - $2500 (3/13) | Chase Freedom - $400 (12/12) | BofA 123 Cash - $3800 (10/10)
New Contributor
Posts: 62
Registered: ‎10-07-2007
0

Re: BoA--SO ANNOYED

Always expect a hard inquiry and be pleased when it isn't one. That said, BofA started doing hard pulls for CLI requests several months ago. 

~~Credit Cards~~
Alliant Platinum Rewards Visa, AmEx BCP, BofA Power Rewards, Bank of the West Platinum, Barclay Rewards World MC, Chase Freedom/Chase Sapphire Preferred, Citi Thank You Preferred/Citi Dividend Select, Discover IT, FNBOmaha, Paypal MC, US Bank Cash+/US Bank Perks+.

Total: $300,000+ in lines.
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.