I think the only way to get CLI with soft is when BofA does auto CLI. Never had a HP but CLI were never initiated from my end with BofA. Do not worry about 1 inq for Chase I got the card with 6 inq in 4 weeks and no prior relationship with Chase but this was quite a mission and I realized I did push it too far and had to recon. But 1 inq and for an existing relationship I would really expect no problems for you with Chase.
Still full understand the frustration of this useless HP
This kind of relates to being annoyed with BofA, but has this happened to anybody?
You call the # on the back of your credit card & you get turned down because they're updating the computer systems.
I just called multiple times and I've heard numerous responses ranging from the computers updating and to call back in 4-8 hours later.
I tried searching it up on the boards, but I couldn't really find anything.
Hey Bob, here is a tip. Don't call the number on the back of your card. Call the backdoor number and talk to a credit analyst or request online.
I did also look at the backdoor #'s, but they're closed until Monday. Also tried other numbers on the board, but they didn't work.
I'm just dumbfounded about how customer service is 'supposedly' 24/7, but they're down now.
Always expect a hard inquiry and be pleased when it isn't one. That said, BofA started doing hard pulls for CLI requests several months ago.