BoA Secured Card

[Anonymous]

While I don't accept that as a risk assessment that makes sense, I do accept your superior knowledge on how it is indeed scored in current FICO formulas. Thanks for keeping me better informed than I was just a moment ago.

[Anonymous]

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debtisgood wrote:

While I don't accept that as a risk assessment that makes sense, ...

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Agreed!

[USC08]

do you have to be a member of BoA to apply for their CC? Does it help or not?

[Anonymous]

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USC08 wrote:

do you have to be a member of BoA to apply for their CC? Does it help or not?

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Not sure what you mean by "member."  BofA is not a credit union; it's a bank.

Anyone can apply for any BofA CC.