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BoA Secured Credit Card ?????

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Anonymous
Not applicable

Re: BoA Secured Credit Card ?????

They said credit history is limited ( AAOA 6 months before this card)

Message 21 of 25
rootpooty
Valued Contributor

Re: BoA Secured Credit Card ?????


@Anonymous wrote:

They said credit history is limited ( AAOA 6 months before this card)



so did you apply for an unsecured card and they denied you and counter you with the 99/500 or do you have the fully secured card?

NFCU plat 5k | NAVCHECK 5k | NFCU cashrewards 15k | BOFA 123 6k |
Chase Freedom 1.5k | Amazon 3K | Walmart 3K | Buckle 300 | AMEX BCE 2.5K | CHASE CSP 12K | CITI sears 6k | Kay 2k

On the prowl for Chase Sapphire Preferred! APPROVED 12K!
scores 7/14 647 622 630 (85%util)
scores 8/14 767 760 758 Boom! finally in the 700 club
Message 22 of 25
Repo-ed
Senior Contributor

Re: BoA Secured Credit Card ?????


@LS2982 wrote:

@Repo-ed wrote:

@Anonymous wrote:

I just started my BOa secured card......looking for the year to go by quickly lol.


It will

 

My first CU CC was secured and after 1 year they asked me what I wanted my CL to increase to, lol

 

I asked that they just leave it at the $500 I secured it with. They released the hold on my secured amount and unsecured card I had.


Congrats on moving to unsecured!!


This was a long time ago. That card was closed 3 years ago or more.

5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891
Message 23 of 25
LS2982
Mega Contributor

Re: BoA Secured Credit Card ?????


@Repo-ed wrote:

@LS2982 wrote:

@Repo-ed wrote:

@Anonymous wrote:

I just started my BOa secured card......looking for the year to go by quickly lol.


It will

 

My first CU CC was secured and after 1 year they asked me what I wanted my CL to increase to, lol

 

I asked that they just leave it at the $500 I secured it with. They released the hold on my secured amount and unsecured card I had.


Congrats on moving to unsecured!!


This was a long time ago. That card was closed 3 years ago or more.


Smiley Sad

 

I'm sure you've moved to greener pastures since! Smiley Very Happy




EQ FICO 548 3/3/16
Message 24 of 25
Anonymous
Not applicable

Re: BoA Secured Credit Card ?????

yes, but did not offer me 99/500, so I have a fully secured card at $1000

Message 25 of 25
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