I always check pre-qualifiers occasionally, but I've only had one come up on Cap1 before. BoA, Chase, Citi, all no go (to be expected). Until this evening. I was goofing around checking, and this came up on the BoA pre-qualifier:
I think it's legit since it has a set APR. Can anyone confirm that they are making this offer? I already closed the window, but I am curious. To me, this would be a really good sign, even if it is secured, because I burned them in BK.
Thanks, Justa! I went back on and did the pre-qualifier again, putting in a different card category. I got different "recommendations" this time, and was thinking what you just confirmed. Thank you! I just kinda got my hopes up, ya know. 
@Justagirl73 wrote:Bella, I think the wording is different if it is a solid offer. I just checked, and I received the same recommended offer with a set apr along with other recommended cards.
Added- I received similar recommended offers with I was countered with my 99/500 CR.
So, you apped for one of the recommended, and that's how they offered 99/500? I can't remember, were they IIB for you? I think I have a few years to go before trying this since my BK is 3 years younger than yours.