I have two questions about this product. The first is, does anyone know the actual score needed? Better yest, if you have one already, what score did you have when you were approved?
The second question is, is it better to apply for an unsecured card first? What I mean is, if you are not approved, will they counter with the secured option? I really want the 99/500, but I will gladly take the secured card as well.
Last July I applied for the reg plat plus visa. I was denied and they countered with the 99/500. At the time my scores were mid 600s
What report did they pull? Was it EXP? What were your baddies?
Yes they pulled exp which has no baddies now. I dont think it did then either but I cant remember.