cancel
Showing results for 
Search instead for 
Did you mean: 

BoA Soft Pull Credit Line Consolidation??

tag
Anonymous
Not applicable

BoA Soft Pull Credit Line Consolidation??

Hello, I chatted with CSR online with BoA and asked about moving credit lines (even the two cards being different products),he told me that it's only a soft credit review ...

 

Can anyone verify if this is true or not?

Thanks!

Message 1 of 4
3 REPLIES 3
FinStar
Moderator Emeritus

Re: BoA Soft Pull Credit Line Consolidation??

Not necessarily.  Some folks have had HPs with CL reallocations.  By th same token, there has been a small percentage of folks around these forums who were able to accomplish it through a SP.  Since BofA's lending policies (i.e. credit reallocation/consolidations) can change at any time, it's best to check with them directly.  More than likely it may be HP but YEMV.

Message 2 of 4
Shock
Established Contributor

Re: BoA Soft Pull Credit Line Consolidation??

i asked chat and they said SP. but ive never done it before.

 photo myfico_zpsd00088cb.jpg
Message 3 of 4
resilient
Established Contributor

Re: BoA Soft Pull Credit Line Consolidation??

The two times I've done it, I was HPed.

Amex Platinum Amex PRG Amex Hilton Surpass ($7k) Citi AAdvantage WEMC ($20k) Citi Hilton Honors VS ($6.8k) Dillard's Amex ($7.5k) Discover it ($6.5k) FNBO Chrysler MC ($30k) Military Star Card ($4.8k) Nordstrom VS ($25k) PenFed Power Cash Rewards VS ($20.5k) Ritz-Carlton VI ($54.5k) Starwood Preferred Guest Amex ($10k) Susan G. Komen WMC ($38k) Kinetic CU Visa ($10k) US Bank Cash + VS ($16k) Sears MC ($6k) USAA Limitless VS ($15k) Walmart MC ($7.5k) AAdvantage Aviator Silver WEMC ($11.3k)
Message 4 of 4
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.