No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Hello, I chatted with CSR online with BoA and asked about moving credit lines (even the two cards being different products),he told me that it's only a soft credit review ...
Can anyone verify if this is true or not?
Thanks!
Not necessarily. Some folks have had HPs with CL reallocations. By th same token, there has been a small percentage of folks around these forums who were able to accomplish it through a SP. Since BofA's lending policies (i.e. credit reallocation/consolidations) can change at any time, it's best to check with them directly. More than likely it may be HP but YEMV.
The two times I've done it, I was HPed.