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@Anonymous wrote:
Good luck with it, definitely give them a call! I was able to successfully recon my BofA Bank Americard!
After breakfast I got an email from Bank of America with subject "Your Credit Card Application Decision" ..
It turns out that I was approved. In the email it said,
"We're happy to let you know that your credit card application has been approved.
In the next 7-10 business days, you'll receive the following packages in the mail with important information about your new credit card."
Now I have two overkill cards instead of one. This made my day, no, week.
Thanks again for all the help. I really appreciate it! You all have a fantastic day!
UPDATE: I just found out I got approved for a whopping 500 dollar limit lmao
Congrats @tacoguy
I have a similar offer, but for the Travel Rewards card - not sure if I should apply - it would come in handy for my vacation in 2 months.
Does anyone know if CL can be combined on BOA cards? (Sorry, don't mean to hijack your thread @tacoguy)
@Anonymous wrote:@Congrats @Anonymous
I have a similar offer, but for the Travel Rewards card - not sure if I should apply - it would come in handy for my vacation in 2 months.
Does anyone know if CL can be combined on BOA cards? (@sorry, don't mean to hijack your thread @Anonymous)
You can combine CL between BAC cards (up to entire limits), but always assume a hard pull per request on your TU report regardless of what the customer service inform you.
No worries good day
Derp.
I applied and was denied
Call right now and recon!
@Anonymous wrote:Derp.
I applied and was denied
@Bowzer wrote:Call right now and recon!
@Anonymous wrote:Derp.
I applied and was denied
Called Sr Credit Analyst - denied recon as well, she was extremely polite about it.
@Anonymous wrote:
@Bowzer wrote:Call right now and recon!
@Anonymous wrote:Derp.
I applied and was denied
Called Sr Credit Analyst - denied recon as well, she was extremely polite about it.
Did she again cite "we cannot extend you any more credit" as a reason?
@Anonymous wrote:
@Anonymous wrote:
@Bowzer wrote:Call right now and recon!
@Anonymous wrote:Derp.
I applied and was denied
Called Sr Credit Analyst - denied recon as well, she was extremely polite about it.
Did she again cite "we cannot extend you any more credit" as a reason?
Nope; when I called she said the initial denial reason was that my credit history hasn't been established long enough. I asked her to reconsider, she asked a few questions, put me on hold and came back and said she would have to "support the intial denial reason, not enough established credit history".
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@Bowzer wrote:Call right now and recon!
@Anonymous wrote:Derp.
I applied and was denied
Called Sr Credit Analyst - denied recon as well, she was extremely polite about it.
Did she again cite "we cannot extend you any more credit" as a reason?
Nope; when I called she said the initial denial reason was that my credit history hasn't been established long enough. I asked her to reconsider, she asked a few questions, put me on hold and came back and said she would have to "support the intial denial reason, not enough established credit history".
Okay - sorry to hear that.
It's certainly frastrating to get a denial especially when they have pre-qualified you ..
BoA seems conservative in all things. Unless one is a Gold, Platinum, or Platinum Honors Preferred customer, I don't really think their cards are very attractive.