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BoA Student Card Denied...recon.....recon...approved!!!

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smc733
Valued Contributor

Re: BoA Student Card Denied...recon.....


@afbar1114 wrote:

@Anonymous wrote:
Congrats! +1 about product changing to the 123 rewards. I've only had my student platinum plus for a month and they let me PC.

did you need to get a new account number? or was it the same


You get a new account number, but the account remains the same on your CR.  I've changed products several times with BofA.

BofA Cash Rewards VS - $25k | Citi Double Cash World MC - $18.9k | Amex BCE - $50k | Discover it - $50k | Chase Freedom Unlimited VS- $10k | Barclay Ring $5k |
Message 11 of 18
afbar1114
Valued Contributor

Re: BoA Student Card Denied...recon.....


@smc733 wrote:

@afbar1114 wrote:

@Anonymous wrote:
Congrats! +1 about product changing to the 123 rewards. I've only had my student platinum plus for a month and they let me PC.

did you need to get a new account number? or was it the same


You get a new account number, but the account remains the same on your CR.  I've changed products several times with BofA.


so it doesnt hurt with AAoA?

AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 12 of 18
haulingthescoreup
Moderator Emerita

Re: BoA Student Card Denied...recon.....


@afbar1114 wrote:

@smc733 wrote:

@afbar1114 wrote:

@Anonymous wrote:
Congrats! +1 about product changing to the 123 rewards. I've only had my student platinum plus for a month and they let me PC.

did you need to get a new account number? or was it the same


You get a new account number, but the account remains the same on your CR.  I've changed products several times with BofA.


so it doesnt hurt with AAoA?


Nope, IF they do it as a product change, and not as a new app/ card.

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 13 of 18
afbar1114
Valued Contributor

Re: BoA Student Card Denied...recon.....


@haulingthescoreup wrote:

@afbar1114 wrote:

@smc733 wrote:

@afbar1114 wrote:

@Anonymous wrote:
Congrats! +1 about product changing to the 123 rewards. I've only had my student platinum plus for a month and they let me PC.

did you need to get a new account number? or was it the same


You get a new account number, but the account remains the same on your CR.  I've changed products several times with BofA.


so it doesnt hurt with AAoA?


Nope, IF they do it as a product change, and not as a new app/ card.



@haulingthescoreup wrote:

@afbar1114 wrote:

@smc733 wrote:

@afbar1114 wrote:

@Anonymous wrote:
Congrats! +1 about product changing to the 123 rewards. I've only had my student platinum plus for a month and they let me PC.

did you need to get a new account number? or was it the same


You get a new account number, but the account remains the same on your CR.  I've changed products several times with BofA.


so it doesnt hurt with AAoA?


Nope, IF they do it as a product change, and not as a new app/ card.


wow so maybe in a few months ill PC to 1-2-3 card then

AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 14 of 18
afbar1114
Valued Contributor

Re: BoA Student Card Denied...recon.....

so ill wait right before i need to go on vacation and maybe ask for a PC to the 1-2-3 card.... and in six months ask for a CLI 

AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 15 of 18
LS2982
Mega Contributor

Re: BoA Student Card Denied...recon.....

You could ask for a CLI in 6 months but IMO i'd wait a year before hitting them up. More than likely a HP.



EQ FICO 548 3/3/16
Message 16 of 18
afbar1114
Valued Contributor

Re: BoA Student Card Denied...recon.....recon...approved!!!

this card is able to be Pcd to a cash card at some point right or do i need to reapp?

AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 17 of 18
afbar1114
Valued Contributor

Re: BoA Student Card Denied...recon.....recon...approved!!!

Bump
AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 18 of 18
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