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BoA Travel Rewards questions

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MrDisco99
Valued Contributor

BoA Travel Rewards questions

I have some questions around how redemptions work for this card.

 

1. What counts as travel?

 

2. What is the minimum redemption (if any)?

 

3. Is statement credit for qualified purchases the only redemption option?

 

Thanks!

 

Message 1 of 4
3 REPLIES 3
kdm31091
Super Contributor

Re: BoA Travel Rewards questions


@MrDisco99 wrote:

I have some questions around how redemptions work for this card.

 

1. What counts as travel?

 

2. What is the minimum redemption (if any)?

 

3. Is statement credit for qualified purchases the only redemption option?

 

Thanks!

 


BOA is pretty liberal with what is considered "travel". Hotels, flights, amusement parks/tourist attractions, cruises, even fortune tellers count. You can find a list in the terms and conditions: https://www.bankofamerica.com/credit-cards/terms-and-conditions/?campaignid=4016361&productoffercode.... This page also tells you the minimum redemption (which varies based on how you redeem).

 

You can take a "regular" statement credit against ordinary non travel purchases, or you can go for gift cards, but these are of lesser value. The real point of the card is to redeem against travel. IMO, beyond the bonus, if you do not qualify for BOA Preferred Rewards and are just getting 1.5% back, you're better off just using your Freedom Unlimited or Double Cash with no redemption restrictions. If you are getting the Preferred Rewards bonus it changes the discussion.

Message 2 of 4
370Z
Frequent Contributor

Re: BoA Travel Rewards questions

Minimum redemption is 2,500 points. Like stated above, only redeem for travel credit.

EQ8 817 (2/24) EQ9 850 (1/24) EX8 837 (3/24) EX9 842 (3/24) TU8 824 (2/24)
Chase_Hyatt|10k|15.24%|6/13 * Amex_Hilton|10k|13.99%|8/13 * Chase_IHG|10k|15.24%|1/14 * Chase_Ink$|12k|13.24%|5/14 * NFCU$|46k|9.65%|12/14 * Amex_ED|10k|12.99%|1/16 * Citi_Custom$|45k|15.24%|4/16 * Merrill+|68k|12.99%|2/17 * Amex_BB+|10k|15.24%|3/18 * PenFed_Pathfinder|29.4k|12.74%|9/18 * WF_Autograph|25k|16.99%|7/19 * AODFCU_VS|22k|7.49%|4/20 * Chase_Ritz_Carlton|48.5k|15.99%|10/21 * Amex_BB$|42k|13.24%|8/22 * Redstone_FCU_VS|10k|12.00%|6/23 * C1_VX|30k|14.74%|1/24
Gone: CSP, AA x3, Ink+, Premier, CSR, CFU, CF, AARP, Limitless
Message 3 of 4
370Z
Frequent Contributor

Re: BoA Travel Rewards questions

Also, travel redemptions are not in increments, so $37.45, for example, would work. Partial amounts for travel redemptions work too.

EQ8 817 (2/24) EQ9 850 (1/24) EX8 837 (3/24) EX9 842 (3/24) TU8 824 (2/24)
Chase_Hyatt|10k|15.24%|6/13 * Amex_Hilton|10k|13.99%|8/13 * Chase_IHG|10k|15.24%|1/14 * Chase_Ink$|12k|13.24%|5/14 * NFCU$|46k|9.65%|12/14 * Amex_ED|10k|12.99%|1/16 * Citi_Custom$|45k|15.24%|4/16 * Merrill+|68k|12.99%|2/17 * Amex_BB+|10k|15.24%|3/18 * PenFed_Pathfinder|29.4k|12.74%|9/18 * WF_Autograph|25k|16.99%|7/19 * AODFCU_VS|22k|7.49%|4/20 * Chase_Ritz_Carlton|48.5k|15.99%|10/21 * Amex_BB$|42k|13.24%|8/22 * Redstone_FCU_VS|10k|12.00%|6/23 * C1_VX|30k|14.74%|1/24
Gone: CSP, AA x3, Ink+, Premier, CSR, CFU, CF, AARP, Limitless
Message 4 of 4
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