BoA Travel Rewards

[DigitalArk]

Do you need 5K CL for a Siganature version? Do they report CL on a Siggy card?

[uswala]

I have their Cash Rewards card  with $5000 which was converted to signature with my credit limit increase to $5000 and it does report the limit on CRs.

[DigitalArk]

Thank you! 

[Luscher]

They DO report

[DigitalArk]

Is it difficult for BoA to reduce APRs in general? I was approved with a high APR 18.99%.

[DigitalArk]

Can I transfer CL from Fidelity to Travel Rewards?

[FinStar]

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@DigitalArk wrote:

Can I transfer CL from Fidelity to Travel Rewards?

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You can, but it will be a HP.  Transferring CLs for BofA CC's do incur a HP.  Do you really want to do this?  What is the CL on Fidelity and your TR?

[FinStar]

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@DigitalArk wrote:

Is it difficult for BoA to reduce APRs in general? I was approved with a high APR 18.99%.

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Not difficult if you maintain your accounts really well and your overall internal score is decent.  It's based on elegibility so you can try in 6-12 months (rinse and repeat) until you can get it to a desirable level (or until the lowest can be granted based on your account profile).

[DigitalArk]

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FinStar 

You can, but it will be a HP.  Transferring CLs for BofA CC's do incur a HP.  Do you really want to do this?  What is the CL on Fidelity and your TR?

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I'd better wait. I have way too many inq's. 7.5K & 5K respectively.

[DrZoidberg]

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@FinStar wrote:

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@DigitalArk wrote:

Can I transfer CL from Fidelity to Travel Rewards?

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You can, but it will be a HP.  Transferring CLs for BofA CC's do incur a HP.  Do you really want to do this?  What is the CL on Fidelity and your TR?

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Not always. I transferred in the past and no HP. This was abut 4-5 months ago or so.