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Established Member
kyjd-2015
Posts: 21
Registered: ‎02-11-2013

BoA VISA CLI recon question

I was approved for a BoA Cash Back Platinum Visa with a limit of $1000.  Is it possible to recon an initial credit limit?  I've reconed a denial before but never a credit limit.  Your advice would be helpful.  Thank you. 

EQ-679 TU-721 EX-?

Citi Diamond Preferred ($1K) Cap One Venture ($2500) Discover IT ($4400) Chase Slate ($400) BofA Case Visa ($1000) CiTi AA ($2800)
Established Contributor
sccredit
Posts: 770
Registered: ‎09-14-2012

Re: BoA VISA CLI recon question

Is your Discover card reporting yet? 

Mortgage $299k/$310k
Autos Loans $49.5k/$60k
Unsecured Lines $157.2k

Discover FICO 732
DCU FICO 718

Established Member
kyjd-2015
Posts: 21
Registered: ‎02-11-2013

Re: BoA VISA CLI recon question

No, not yet.  It was just approved on Friday.  

EQ-679 TU-721 EX-?

Citi Diamond Preferred ($1K) Cap One Venture ($2500) Discover IT ($4400) Chase Slate ($400) BofA Case Visa ($1000) CiTi AA ($2800)
Valued Contributor
Epcot
Posts: 2,777
Registered: ‎10-10-2012

Re: BoA VISA CLI recon question

I was able to successfully recon my initial CL with Chase recently, although it was the same day I apped so they used the same HP.
You could definitely try with Bank of America, but it may cost you another HP. You won't know until you call! :smileyhappy:

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 809 EX 774 TU 805
App free since 4/11/13
Established Member
kyjd-2015
Posts: 21
Registered: ‎02-11-2013

Re: BoA VISA CLI recon question

Tried and failed :smileysad: Oh well, at least I have my foot in the door.  

EQ-679 TU-721 EX-?

Citi Diamond Preferred ($1K) Cap One Venture ($2500) Discover IT ($4400) Chase Slate ($400) BofA Case Visa ($1000) CiTi AA ($2800)
phz
New Visitor
phz
Posts: 1
Registered: ‎06-13-2013

Re: BoA VISA CLI recon question

What number are yall calling to reach recon?


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