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BoA WMC upgrade (Easy)

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j_casteel
Valued Contributor

Re: BoA WMC upgrade (Easy)

Yeah this is technically my second PC with them and both times have been pleasant.
Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 11 of 19
j_casteel
Valued Contributor

Re: BoA WMC upgrade (Easy)

Got the new card today!

 

It looks a tad bit darker than my other one. Has the chip and "world" on it. Also, I have an $8,100 CL on it right now, but some info in the letter states the card is NPSL as well. Still has the 1-2-3 cash back too.

 

So it was pretty much exactly 4 weeks from request til the card was in my hand.

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 12 of 19
longtimelurker
Epic Contributor

Re: BoA WMC upgrade (Easy)


@j_casteel wrote:

 

 

. Also, I have an $8,100 CL on it right now, but some info in the letter states the card is NPSL as well. 

 


The Visa/MC NPSL all work that way, differently from NPSL Amex charge cards.   You have a CL, you can (at the bank's discretion) spend above that.   If you do, you have to pay off all the amount above the CL the following statement.    

Message 13 of 19
Membersince2013
Valued Contributor

Re: BoA WMC upgrade (Easy)

So can i PC my travel rewards card to a WMC?

Arrival+ | Barclaycard Rewards Mastercard | Citi Double Cash | CapOne QS (2) | Citi Diamond P | Freedom | Fidelity Amex | Amex Plat | Old Blue Cash | PRG | SPG | BCP | HHonors Surpass | Cap1 Venture | Discover | CSP | Cap1 Venture1 | BOA CR&TR (2) | Ritz Carlton | Southwest Rapid Rewards | Hyatt (2) | US Airways Mastercard (2) | Wells Fargo Rewards Visa | Marriott Premier (2) |

Fico Scores as of 2/21/15 - EX: total crap, TU: total crap, EQ: total crap
Message 14 of 19
Christina_xyt
Established Contributor

Re: BoA WMC upgrade (Easy)

I am a newbie.. Can someone explain what WMC and backdolr number are?

In sequence of approval, Last app/inquiry 5/30/2015
Message 15 of 19
Anonymous
Not applicable

Re: BoA WMC upgrade (Easy)

Congrats!
Message 16 of 19
09Lexie
Moderator Emerita

Re: BoA WMC upgrade (Easy)


@Christina_xyt wrote:
I am a newbie.. Can someone explain what WMC and backdolr number are?

Welcome to the forum!

 

WMC = World MasterCard

 

backdoor number = numbers to creditors which may be used for app status, recons, or UW 

 

 

Message 17 of 19
BigBS
Senior Contributor

Re: BoA WMC upgrade (Easy)

Congrats!

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 18 of 19
Christina_xyt
Established Contributor

Re: BoA WMC upgrade (Easy)


@09Lexie wrote:

@Christina_xyt wrote:
I am a newbie.. Can someone explain what WMC and backdolr number are?

Welcome to the forum!

 

WMC = World MasterCard

 

backdoor number = numbers to creditors which may be used for app status, recons, or UW 

 

 


Thank you for your explain. Smiley Happy)  So how do people find the backdoor number?


In sequence of approval, Last app/inquiry 5/30/2015
Message 19 of 19
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