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BoA WMC upgrade (Easy)

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j_casteel
Valued Contributor

BoA WMC upgrade (Easy)

Called the backdoor# today after getting home from work. Asked to be upgraded to the WMC w/chip and it was instantly done.  Said I should have my new card in around 2-4 weeks.

 

So all in all, it was literally a seemless upgrade. Just figured I would share for those who are interested in PC'ing with BoA.

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 1 of 19
18 REPLIES 18
-Wade-
Valued Contributor

Re: BoA WMC upgrade (Easy)


@j_casteel wrote:

Called the backdoor# today after getting home from work. Asked to be upgraded to the WMC w/chip and it was instantly done.  Said I should have my new card in around 2-4 weeks.

 

So all in all, it was literally a seemless upgrade. Just figured I would share for those who are interested in PC'ing with BoA.


Congrats on your UG Smiley Happy

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 2 of 19
yudeology101
Senior Contributor

Re: BoA WMC upgrade (Easy)

Congrats on your upgrade.  I don't know if this will apply to your conversion process, but BOA sent me a temp card w/ different account # and closed the old account and then sent me the actual Visa Sig version after 3-4 weeks and the Visa Sig also had a different account #...wasn't a new TL, kept the original open date.  I freaked out when i received my temp card b/c BOA never told me that they were going to do this....don't know if this will happen to you though.

 

::edited for typo::

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 3 of 19
j_casteel
Valued Contributor

Re: BoA WMC upgrade (Easy)


@yudeology101 wrote:

Congrats on your upgrade.  I don't know if this will apply to your conversion process, but BOA sent me a temp card w/ different account # and closed the old account and then sent me the actual Visa Sig version after 3-4 weeks and the Visa Sig also had a different account #...wasn't a new TL, kept the original open date.  I freaked out when i received my temp card b/c BOA never told me that they were going to do this....don't know if this will happen to you though.

 

::edited for typo::


The rep just told me that it nothing would change except for the card, and it's number. The the age and TL will remain the same.

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 4 of 19
Anonymous
Not applicable

Re: BoA WMC upgrade (Easy)

Nice! Congrats on your new BoA WMC!
Message 5 of 19
coldnmn
Mega Contributor

Re: BoA WMC upgrade (Easy)

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 6 of 19
alvon123
Super Contributor

Re: BoA WMC upgrade (Easy)

congrats


Message 7 of 19
yudeology101
Senior Contributor

Re: BoA WMC upgrade (Easy)


@j_casteel wrote:

@yudeology101 wrote:

Congrats on your upgrade.  I don't know if this will apply to your conversion process, but BOA sent me a temp card w/ different account # and closed the old account and then sent me the actual Visa Sig version after 3-4 weeks and the Visa Sig also had a different account #...wasn't a new TL, kept the original open date.  I freaked out when i received my temp card b/c BOA never told me that they were going to do this....don't know if this will happen to you though.

 

::edited for typo::


The rep just told me that it nothing would change except for the card, and it's number. The the age and TL will remain the same.


Yup, that's what they initially told me, too Smiley Wink  Don't get frustrated if it happens, though....i got frustrated at first because i thought they just sent me a different card and thought they didn't upgrade my card.

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 8 of 19
j_casteel
Valued Contributor

Re: BoA WMC upgrade (Easy)

Well it's been 3 weeks to the day. My card is now changed on my online account to "BankAmericard Cash Rewards World MasterCard". So I'm expecting my new card hopefully within a week.

BoA is pretty accurate to their ~4 week process on PC's.
Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 9 of 19
Kenny
Moderator Emeritus

Re: BoA WMC upgrade (Easy)

Boa is awesome with pcs. May not be the fastest in the world but you can trust them for sure. They don't bs. It's nice.
Message 10 of 19
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