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Valued Contributor
afbar1114
Posts: 2,174
Registered: ‎01-09-2012

BoA inqs.....

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‎10-27-2012 05:01 PM

is boa a SP or HP for a CLI?


In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
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Valued Contributor
trumpet-205
Posts: 1,909
Registered: ‎11-11-2010

Re: BoA inqs.....

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‎10-27-2012 05:02 PM

HP 99% of the time.

In My Wallet:
Citi Forward (12/2010) | Citi TY Preferred (05/2011) | BofA Travel Rewards (07/2011) | Chase Freedom (11/2011)
GECRB/PayPal (05/2012) | Discover it (07/2012) | US Bank Cash Reward (08/2012) | AMEX BCE (09/2012)
Target (10/2012) | Chase Ink Classic (11/2012) | BofA Balance Rewards (04/2013)
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Valued Contributor
jsickz32
Posts: 1,810
Registered: ‎06-25-2012

Re: BoA inqs.....

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‎10-27-2012 05:05 PM

HP 99.99%

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / BofA Total rewards (2500) / BofA Amex (3900) / Bofa cash rewards (5700) / BofA Privileges Cash Rewards (5000) / Citi Forward (3000) / Chase Freedom (3500) / Discover IT (1700) / FNBO AMEX (3600) / Barclays Apple Visa (3960) / NFCU cashRewards Visa signature (12500) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (601) / PayPal Smart connect (2200)
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Valued Contributor
afbar1114
Posts: 2,174
Registered: ‎01-09-2012

Re: BoA inqs.....

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‎10-27-2012 05:06 PM

i keep hearing diffrent things if i remeber right my last one was a SP i think


In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
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Established Contributor
flowfaster
Posts: 722
Registered: ‎08-30-2011

Re: BoA inqs.....

[ Edited ]
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‎10-27-2012 05:26 PM - edited ‎10-27-2012 05:27 PM

I have had 2 CLI from boa.  The first one was for a small amount online and was approved with a soft pull.  The second one was over the phone with a senior analyst and resulted in a hard pull on TU.  I requested a much higher amount the second time.

Amex BCP/Zync - Barclays NFL Visa Sig 49ers - BoA Travel Rewards - Cap 1 Cash Rewards - Citi Forward/Preferred - Chase Amazon/Freedom - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - US Bank CASH+
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trumpet-205
Posts: 1,909
Registered: ‎11-11-2010

Re: BoA inqs.....

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‎10-27-2012 05:27 PM

flowfaster wrote:

I have had 2 CLI from boa.  The first one was for a small amount online and was approved with a soft pull.  The second one was over the phone with a senior analyst and resulted in a hard pull.  I requested a much higher amount the second time.

How small was the first one? My BofA CLI from $600 to $1,000 via online request resulted HP.

 

In My Wallet:
Citi Forward (12/2010) | Citi TY Preferred (05/2011) | BofA Travel Rewards (07/2011) | Chase Freedom (11/2011)
GECRB/PayPal (05/2012) | Discover it (07/2012) | US Bank Cash Reward (08/2012) | AMEX BCE (09/2012)
Target (10/2012) | Chase Ink Classic (11/2012) | BofA Balance Rewards (04/2013)
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Valued Contributor
afbar1114
Posts: 2,174
Registered: ‎01-09-2012

Re: BoA inqs.....

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‎10-27-2012 05:30 PM

I had a CLI from $800 to $1500 sp..over the phone. I wonder if I can try on line and see what happens....any thoughts?


In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
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Established Contributor
migliogiorni
Posts: 582
Registered: ‎06-27-2012

Re: BoA inqs.....

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‎10-27-2012 06:27 PM

sounds like cli's are for the most part HP's with a few SP's here and there. 

 

Dallas Cowboys Fan :smileyvery-happy:
Wally: 5k
BofA: 4.9k
Chase: 4k
Citi: 3.5k
JCP: 2.4k
DFS: 2k
Discover: 1.25 k
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Established Contributor
flowfaster
Posts: 722
Registered: ‎08-30-2011

Re: BoA inqs.....

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‎10-27-2012 06:40 PM

trumpet-205 wrote:
flowfaster wrote:

I have had 2 CLI from boa.  The first one was for a small amount online and was approved with a soft pull.  The second one was over the phone with a senior analyst and resulted in a hard pull.  I requested a much higher amount the second time.

How small was the first one? My BofA CLI from $600 to $1,000 via online request resulted HP.

 

I requested 1K to 2.5K.  It was an nstant approval from the online luv button.  No inq ever showed up on any report.

 

Amex BCP/Zync - Barclays NFL Visa Sig 49ers - BoA Travel Rewards - Cap 1 Cash Rewards - Citi Forward/Preferred - Chase Amazon/Freedom - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - US Bank CASH+
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HiLine
Posts: 1,608
Registered: ‎10-19-2012

Re: BoA inqs.....

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‎10-28-2012 04:23 PM

Hard pull for me.

---> HiLine's personal finance blog - Follow my journey!  :smileylol:


-Taking a break from the forums from 4/23/2013 :smileysad:
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