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BoA inqs.....

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afbar1114
Valued Contributor

BoA inqs.....

is boa a SP or HP for a CLI?

AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 1 of 10
9 REPLIES 9
trumpet-205
Valued Contributor

Re: BoA inqs.....

HP 99% of the time.

Message 2 of 10
jsickz32
Valued Contributor

Re: BoA inqs.....

HP 99.99%

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Message 3 of 10
afbar1114
Valued Contributor

Re: BoA inqs.....

i keep hearing diffrent things if i remeber right my last one was a SP i think

AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 4 of 10
flowfaster
Established Contributor

Re: BoA inqs.....

I have had 2 CLI from boa.  The first one was for a small amount online and was approved with a soft pull.  The second one was over the phone with a senior analyst and resulted in a hard pull on TU.  I requested a much higher amount the second time.

Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson
Message 5 of 10
trumpet-205
Valued Contributor

Re: BoA inqs.....


@flowfaster wrote:

I have had 2 CLI from boa.  The first one was for a small amount online and was approved with a soft pull.  The second one was over the phone with a senior analyst and resulted in a hard pull.  I requested a much higher amount the second time.


How small was the first one? My BofA CLI from $600 to $1,000 via online request resulted HP.

 

Message 6 of 10
afbar1114
Valued Contributor

Re: BoA inqs.....

I had a CLI from $800 to $1500 sp..over the phone. I wonder if I can try on line and see what happens....any thoughts?

AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 7 of 10
migliogiorni
Established Contributor

Re: BoA inqs.....

sounds like cli's are for the most part HP's with a few SP's here and there. 

 

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
Message 8 of 10
flowfaster
Established Contributor

Re: BoA inqs.....


@trumpet-205 wrote:

@flowfaster wrote:

I have had 2 CLI from boa.  The first one was for a small amount online and was approved with a soft pull.  The second one was over the phone with a senior analyst and resulted in a hard pull.  I requested a much higher amount the second time.


How small was the first one? My BofA CLI from $600 to $1,000 via online request resulted HP.

 


I requested 1K to 2.5K.  It was an nstant approval from the online luv button.  No inq ever showed up on any report.

 

Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson
Message 9 of 10
HiLine
Blogger

Re: BoA inqs.....

Message 10 of 10
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