Credit Cards Center Credit cards from our partners
Valued Contributor
Posts: 1,742
Registered: ‎08-18-2007

BoA- reporting AU

Does anyone know if BoA report AU's to the CRA and if so, do they report to all of them? thanks
Moderator Emerita
Posts: 28,098
Registered: ‎04-01-2007

Re: BoA- reporting AU

oracles wrote:
Does anyone know if BoA report AU's to the CRA and if so, do they report to all of them? thanks

Yes, they do (both questions.) I was an AU on my youngest's new card for about 4 whole days, until I found that it was reporting. (Dropped my scores as yet another new account!)

It followed the usual pattern for me of reporting the next day to EX, then EQ, then TU, or EQ and TU might have been reversed.

Anyway, I called BofA to request removal, and they actually did a re-submit to the CRA's to get it off.

No hard or soft inquiry on me (the AU).
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.