oracles wrote: Does anyone know if BoA report AU's to the CRA and if so, do they report to all of them? thanks
Yes, they do (both questions.) I was an AU on my youngest's new card for about 4 whole days, until I found that it was reporting. (Dropped my scores as yet another new account!)
It followed the usual pattern for me of reporting the next day to EX, then EQ, then TU, or EQ and TU might have been reversed.
Anyway, I called BofA to request removal, and they actually did a re-submit to the CRA's to get it off.
No hard or soft inquiry on me (the AU).
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit? FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007