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I know this has been around a bit. I did a search and what had been written here did not come to a consensus.
Does this card report a limit or not? If not, what would be your choice for a BOA card that does report. (I don't need another Amex system BOA however)
Thanks,
CI
My BoA Signature Visa with WorldPoints does report a credit limit to EX. However, it only reports a high balance to TU, and does not report a credit limit to EQ.
Previously, I had a BoA Platinum Plus Visa with WorldPoints card that did report a credit limit. It's difficult for me to recommend a particular BoA card, because in terms of rewards, I don't think any of that issuer's cards are exceptional.
I do agree about the rewards, however, I put all my rewards in one basket so I am not particularly interested in theirs.
With the erratic nature of reporting , have you ever talked with them about reporting across the board since they obviously can report to one of the three. Of course whether it is reported most likely is how the CRBs see it.
Thanks for you response. I have a very large limit for a long time on this account and don't want to endure the inevitable disruption to my utilization. This is an unsolicited "upgrade" due to their shuffling cards around.
Thanks again,
CI
@Anonymous wrote:My BoA Signature Visa with WorldPoints does report a credit limit to EX. However, it only reports a high balance to TU, and does not report a credit limit to EQ.
Previously, I had a BoA Platinum Plus Visa with WorldPoints card that did report a credit limit. It's difficult for me to recommend a particular BoA card, because in terms of rewards, I don't think any of that issuer's cards are exceptional.
Thank you for your reply Nathan. My card was changed as part of a change in their offerings. There are pros and cons. I think I will activate and wait ninety days to see what it does to my utility. If it has no affect as I suspect, it could be nice to have a large card to shop with without a lot of drama on the CRBs
CI