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Boa APR reduction

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tacaza
Valued Member

Boa APR reduction

Upon looking at the second statement on my BOA Travel Rewards card, the 22.90% APR really annoyed me. So I called the number on the back of the card and spoke with an account manager about an APR reduction. She was able to reduce the APR down to 11.90% Smiley Surprised. She also reminded me to call back a couple months later to check for rate reduction.

 

Just wanted to share my exp. You may want to call in and ask if you have sky high rate with them Smiley Tongue 

 

Message 1 of 13
12 REPLIES 12
Epcot
Valued Contributor

Re: Boa APR reduction

Wow.. that's great, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841
Message 2 of 13
trumpet-205
Valued Contributor

Re: Boa APR reduction

I went from 20.99% to 12.99% on my Travel Rewards. A very simple process.

Message 3 of 13
mxp114
Valued Contributor

Re: Boa APR reduction

Do they HP for APR?

Message 4 of 13
trumpet-205
Valued Contributor

Re: Boa APR reduction

Not for me.

 

Message 5 of 13
tacaza
Valued Member

Re: Boa APR reduction

No alert so far.
Message 6 of 13
culture
Regular Contributor

Re: Boa APR reduction

i guess im a bad negotiator... Smiley Frustrated

 

I called the backdoor number.   Went from 22% to 19.99% .....

 

i see all this 1/2 changes......

 

maybe I did something wrong 

Message 7 of 13
ObeyJohnny12
Established Contributor

Re: Boa APR reduction

Wow, good for you! How long you had the card?
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Rebuilding One Day At A Time.
Message 8 of 13
HiLine
Blogger

Re: Boa APR reduction

Congratulations! Were you carrying a balance on the card?

 

Message 9 of 13
culture
Regular Contributor

Re: Boa APR reduction


@ObeyJohnny12 wrote:
Wow, good for you! How long you had the card?

 

14 years ...

 


@HiLine wrote:

Congratulations! Were you carrying a balance on the card?

 



yes .. i was like at 25% usage .. but not sure if last payment was reported .. 

Message 10 of 13
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