Upon looking at the second statement on my BOA Travel Rewards card, the 22.90% APR really annoyed me. So I called the number on the back of the card and spoke with an account manager about an APR reduction. She was able to reduce the APR down to 11.90% 
. She also reminded me to call back a couple months later to check for rate reduction.
Just wanted to share my exp. You may want to call in and ask if you have sky high rate with them 
Starting Score: EQ 717 EX 724 TU 736
Congratulations! Were you carrying a balance on the card?
---> HiLine's personal finance blog - Follow my journey! 
-Taking a break from the forums from 4/23/2013
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