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Upon looking at the second statement on my BOA Travel Rewards card, the 22.90% APR really annoyed me. So I called the number on the back of the card and spoke with an account manager about an APR reduction. She was able to reduce the APR down to 11.90% . She also reminded me to call back a couple months later to check for rate reduction.
Just wanted to share my exp. You may want to call in and ask if you have sky high rate with them
I went from 20.99% to 12.99% on my Travel Rewards. A very simple process.
Do they HP for APR?
Not for me.
i guess im a bad negotiator...
I called the backdoor number. Went from 22% to 19.99% .....
i see all this 1/2 changes......
maybe I did something wrong
Congratulations! Were you carrying a balance on the card?
@ObeyJohnny12 wrote:
Wow, good for you! How long you had the card?
14 years ...
@HiLine wrote:Congratulations! Were you carrying a balance on the card?
yes .. i was like at 25% usage .. but not sure if last payment was reported ..