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Boa APR reduction

Valued Member

Boa APR reduction

Upon looking at the second statement on my BOA Travel Rewards card, the 22.90% APR really annoyed me. So I called the number on the back of the card and spoke with an account manager about an APR reduction. She was able to reduce the APR down to 11.90% Smiley Surprised. She also reminded me to call back a couple months later to check for rate reduction.

 

Just wanted to share my exp. You may want to call in and ask if you have sky high rate with them Smiley Tongue 

 

12 REPLIES
Valued Contributor

Re: Boa APR reduction

Wow.. that's great, Congrats!

Starting Score: EQ 717 EX 724 TU 736
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App free since 9/15/15
Valued Contributor

Re: Boa APR reduction

I went from 20.99% to 12.99% on my Travel Rewards. A very simple process.

Valued Contributor

Re: Boa APR reduction

Do they HP for APR?

Valued Contributor

Re: Boa APR reduction

Not for me.

 

Valued Member

Re: Boa APR reduction

No alert so far.
Regular Contributor

Re: Boa APR reduction

i guess im a bad negotiator... Smiley Frustrated

 

I called the backdoor number.   Went from 22% to 19.99% .....

 

i see all this 1/2 changes......

 

maybe I did something wrong 

Established Contributor

Re: Boa APR reduction

Wow, good for you! How long you had the card?
Gardening Since: March 4, 2013.
In My Wallet: Chase: Freedom Visa Signature | Sapphire Preferred World Mastercard. |
Blogger

Re: Boa APR reduction

Congratulations! Were you carrying a balance on the card?

 

Regular Contributor

Re: Boa APR reduction


ObeyJohnny12 wrote:
Wow, good for you! How long you had the card?

 

14 years ...

 


HiLine wrote:

Congratulations! Were you carrying a balance on the card?

 



yes .. i was like at 25% usage .. but not sure if last payment was reported ..