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BofA 1-2-3 Card Cash back in approx 6 months

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laboi_22
Established Contributor

BofA 1-2-3 Card Cash back in approx 6 months

I'm so pumped!! I use this card for everything. Approx 6 months ago I PC'd from the old Power Rewards card and started using this card for everything. I love how quickly I've been able to build my little pot up. Hopefully the BCE can be as lucrative!

 

ScreenHunter_02 Jun. 02 14.31.jpg

Current Scores: EX - 728 FICO (5/11/13) TU - 771 FICO (7/02/13) EQ ??

Current Cards: Chase Freedom $5,000, CSP $5,700, BofA Visa Signature $15,000, AMEX BCE $6,000, Walmart $4,150, Gap Visa $10,000, JC Penny $5,800, Lowes $8,500, Dillard's AMEX $8,000, AMEX Hilton HHonors - $2,000, Chase United $12,000, Citi AAdvantage & Simplicity $6,000/$6,000, SPG AMEX $1,000
Message 1 of 20
19 REPLIES 19
SwiftTone
Valued Contributor

Re: BofA 1-2-3 Card Cash back in approx 6 months

Dont forget about the 25% bonus on rewards over $300 when deposited into a BoA account!

AMEX: $25,000, CSR: $10,000, Chase Priority Club: $1,500, Freedom: $5000, Freedom Unlimited: $1000, Discover: $21,000, BoA $11,000, WF Cash Wise: $5000

EQ FICO - 753
TU FICO - 755
EX FICO(AMEX) - 766
Message 2 of 20
laboi_22
Established Contributor

Re: BofA 1-2-3 Card Cash back in approx 6 months

Yeah I know that's so awesome. I will have to open up an account with them though. I don't have my checking with them right now. Do you know how much you have to deposit in order to open an echecking account with them?

Current Scores: EX - 728 FICO (5/11/13) TU - 771 FICO (7/02/13) EQ ??

Current Cards: Chase Freedom $5,000, CSP $5,700, BofA Visa Signature $15,000, AMEX BCE $6,000, Walmart $4,150, Gap Visa $10,000, JC Penny $5,800, Lowes $8,500, Dillard's AMEX $8,000, AMEX Hilton HHonors - $2,000, Chase United $12,000, Citi AAdvantage & Simplicity $6,000/$6,000, SPG AMEX $1,000
Message 3 of 20
injustifiiable
Valued Contributor

Re: BofA 1-2-3 Card Cash back in approx 6 months


@laboi_22 wrote:

Yeah I know that's so awesome. I will have to open up an account with them though. I don't have my checking with them right now. Do you know how much you have to deposit in order to open an echecking account with them?


It's just $25 on their eBanking checking account.

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Message 4 of 20
laboi_22
Established Contributor

Re: BofA 1-2-3 Card Cash back in approx 6 months

Thanks for the info. Do you have to deposit the day you open it or can you deposit later after its opened?
Current Scores: EX - 728 FICO (5/11/13) TU - 771 FICO (7/02/13) EQ ??

Current Cards: Chase Freedom $5,000, CSP $5,700, BofA Visa Signature $15,000, AMEX BCE $6,000, Walmart $4,150, Gap Visa $10,000, JC Penny $5,800, Lowes $8,500, Dillard's AMEX $8,000, AMEX Hilton HHonors - $2,000, Chase United $12,000, Citi AAdvantage & Simplicity $6,000/$6,000, SPG AMEX $1,000
Message 5 of 20
injustifiiable
Valued Contributor

Re: BofA 1-2-3 Card Cash back in approx 6 months


@laboi_22 wrote:
Thanks for the info. Do you have to deposit the day you open it or can you deposit later after its opened?

You can do either or...you can do an ACH the day you open or go to the branch after. Pretty convenient actually.

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Message 6 of 20
laboi_22
Established Contributor

Re: BofA 1-2-3 Card Cash back in approx 6 months

Seems that way. I think I may open one with them soon.
Current Scores: EX - 728 FICO (5/11/13) TU - 771 FICO (7/02/13) EQ ??

Current Cards: Chase Freedom $5,000, CSP $5,700, BofA Visa Signature $15,000, AMEX BCE $6,000, Walmart $4,150, Gap Visa $10,000, JC Penny $5,800, Lowes $8,500, Dillard's AMEX $8,000, AMEX Hilton HHonors - $2,000, Chase United $12,000, Citi AAdvantage & Simplicity $6,000/$6,000, SPG AMEX $1,000
Message 7 of 20
tsquad131
Frequent Contributor

Re: BofA 1-2-3 Card Cash back in approx 6 months

actually the 25% bonus if redeemed in $300 increments or more is only for the other version of the cash rewards card not for the 1-2-3 rewards, i was curious about that and found that its the regular version that only gives 1% cash no 2% or 3% on the bonus categories and it only gives you 5% on gas, groceries and drugstore for the first 6 months then 1% afterward. you will get 10% bonus if redeemed into a boa account though on the 1-2-3 card

amazon
Message 8 of 20
darkpearl
Regular Contributor

Re: BofA 1-2-3 Card Cash back in approx 6 months

My rewards info (for 321) state $75 bonus when $300 is redeemed, can be any account not just a bank of america account. It states 10% extra when redeemed to a BofA checking/savings, not sure if they stack or not.

 

Edit: wowww I have the 1.5% cash back on everything card not 3-2-1.




Message 9 of 20
trumpet-205
Valued Contributor

Re: BofA 1-2-3 Card Cash back in approx 6 months

Since I am single and is conservative when it comes to spending, I don't earn as much of cashback.

 

Congrats to OP, that's some awsome cashback.

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