05-08-2013 12:32 PM
My DH received a special offer in the mail from BofA the other day. DH has a 1-2-3 Cash Rewards Visa Signature card and the offer is for a $15 gift card from Target, Best Buy or Starbucks if he uses his credit card to pay a monthly utility bill. The requirement is just for one bill payment to post to his credit card account by June 30, 2013. BofA will then mail out the $15 gift card that he chooses within 4-6 weeks. Pretty cool! Anyone else getting this offer? My DH just got this credit card in January.
05-08-2013 01:54 PM
05-08-2013 02:04 PM
I got one last December for $15 to Best Buy, Starbucks, or Target. I chose the Target gift card and set it up to pay my cable bill. I believe the offer said expect the gift card in 6-8 weeks after your first bill pay goes through. I waited the 8 weeks and my card still hadn't shown up. The day before I was going to call them about it I got home from work and it had finally arrived. So it took about 9 weeks to get my gift card. I have seen other stories where people reported it never showed up. I am just happy it eventually came. It doesn't hurt to try the offer and cross your fingers it gets to you in a timely manner.
05-08-2013 02:19 PM
That's a nice offer. I just received an offer from BoA for 3% at home improvement stores -- I forgot the timeframe and other specifics -- but Discover is offering 5%. I'd rather have the $15 gift card for paying a utility bill.
05-08-2013 02:37 PM
The last I got was 2500 extra miles on spending $500 on home improvement on my BofA Virgin Atlantic Amex. 3000 miles including 500 for purchase is pretty good. Way better than $25 cash back I would have gotten from discover.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.