Re: BofA CLI 1k to 5k and lowered APR!!...

Anonymous · ‎01-30-2013

Just got off the phone with the credit services department after hearing the good news.

In January of 2011 I opened a $500 CL secured card with BofA after making the required $99 deposit.

One year later in January of 2012 I called BofA and they approved me for a CLI from $500 to $1000 and unsecured my card.

Today I called in and was approved for a CLI from $1000 to $5000! Before getting off the phone the specialist asked if I had any other questions. I asked him if there was a possibility of lowering my APR. After re-checking my card usage history and verifying that I had always paid my bills on time he went ahead and lowered the APR rate from 20.49% down to 11.99%! Sweet!!

Edit 02/11:

It turns out they did a HP for the CLI..

eviLution · ‎01-30-2013

Congrats on your accomplishment!!!

DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 18000 - Chase Freedom VS: 5000
in the garden since 1/24/14 - #GARDENSTRONG

09Lexie · ‎01-30-2013

Congrats! No HP for CLI?

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shakalaka · ‎01-30-2013

Congrats

FICO (TU/EX/EQ): 773/766/778 - Total CL 255+K

QAMngrGirl · ‎01-30-2013

HP? SP?

GABrown · ‎01-30-2013

congrats...thanks for sharing your story...i recently got this card in 10/2012 and i am looking forward to the wonderful growth others have experienced with it...

tennisfan78 · ‎01-30-2013

Congrats. I am also curious to know if it is a HP or SP

Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

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Epcot · ‎01-30-2013

Nice going, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841

HindSight_20_20 · ‎01-31-2013

Beautiful simply beautiful! Now THAT'S a CLI with whipped cream and a cherry on top!!!

Goal Score: EX 700|TU 700|EQ700

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jsickz32 · ‎01-31-2013

Congrats! Ive also had nothing but good experience with bofa

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)

BofA CLI 1k to 5k and lowered APR!!...

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BofA CLI 1k to 5k and lowered APR!!...