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Rezinus85
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Rezinus85
Posts: 5
Registered: ‎05-20-2011

BofA CLI 1k to 5k and lowered APR!!...

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‎01-30-2013 05:46 PM - edited ‎02-11-2013 10:49 AM

Just got off the phone with the credit services department after hearing the good news.

 

In January of 2011 I opened a $500 CL secured card with BofA after making the required $99 deposit.

One year later in January of 2012 I called BofA and they approved me for a CLI from $500 to $1000 and unsecured my card.

Today I called in and was approved for a CLI from $1000 to $5000! Before getting off the phone the specialist asked if I had any other questions. I asked him if there was a possibility of lowering my APR. After re-checking my card usage history and verifying that I had always paid my bills on time he went ahead and lowered the APR rate from 20.49% down to 11.99%! Sweet!!

 

 

Edit 02/11:

It turns out they did a HP for the CLI..

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Established Contributor
eviLution
Posts: 542
Registered: ‎06-11-2012

Re: BofA CLI 1k to 5k and lowered APR!!...

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‎01-30-2013 05:50 PM

Congrats on your accomplishment!!!
Current Score: DCU EQ 702 - EXP+ 711 - WM TU 719
Goal Score: 750+

Capital One Secured: 750 - DCU Platinum: 1500 - Discover IT: 1250
in the garden til 7/1/2013
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Valued Contributor
09Lexie
Posts: 4,913
Registered: ‎09-13-2012

Re: BofA CLI 1k to 5k and lowered APR!!...

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‎01-30-2013 05:52 PM

Congrats! No HP for CLI?


Starting Score: 600's
Current Score: Exp Plus 743 04/13; 707 LP Discover 01/13 ; 733 05/13, 693 04/13, 703 03/13, 02/13, 702 TU WalMart 01/13; 702 EX LP 11/12; EQ 699 MyFico 01/13, EQ 699 11/12, CS 714 03/13
Goal Score: 800
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Frequent Contributor
shakalaka
Posts: 432
Registered: ‎09-10-2012

Re: BofA CLI 1k to 5k and lowered APR!!...

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‎01-30-2013 05:57 PM

Congrats


Amex Platinum (NPSL) | Amex BCE (12,000) | Discover IT (8,000) | Chase Freedom (4,000) | Walmart (850) | Alliant CU Visa | CapOne Newcomers MC | Gone for good: CapOne secured (thx for getting me started) | Amex Zync (thx for getting me into AX)

FICO: TU 726 (5/13) EQ 694 (5/18) EX 714 (1/26)
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QAMngrGirl
Posts: 349
Registered: ‎11-28-2012

Re: BofA CLI 1k to 5k and lowered APR!!...

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‎01-30-2013 07:31 PM

HP? SP?

Start: Nov'12 EQ 699/EX 685/TU 696 / Current: MAR'13 EQ 717/EX 710/TU 729 * Goal 750+ Gardening until 6/2013
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GABrown
Posts: 55
Registered: ‎10-23-2012

Re: BofA CLI 1k to 5k and lowered APR!!...

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‎01-30-2013 08:11 PM

congrats...thanks for sharing your story...i recently got this card in 10/2012 and i am looking forward to the wonderful growth others have experienced with it...

IN MY PURSE- BankAmericard Cash Rewards Platinum Plus Visa
IN THE GARDEN UNTIL 11/2013
TU-638
EXP-565
EQX-540
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tennisfan78
Posts: 580
Registered: ‎09-18-2011

Re: BofA CLI 1k to 5k and lowered APR!!...

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‎01-30-2013 08:35 PM

 

 

Congrats. I am also curious to know if it is a HP or SP

Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

Take the FICO Fitness Challenge
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Valued Contributor
Epcot
Posts: 2,592
Registered: ‎10-10-2012

Re: BofA CLI 1k to 5k and lowered APR!!...

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‎01-30-2013 09:06 PM

Nice going, Congrats!
Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 777 EX 767 TU 771
App free since 4/11/12
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HindSight_20_20
Posts: 177
Registered: ‎06-03-2009

Re: BofA CLI 1k to 5k and lowered APR!!...

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‎01-31-2013 06:43 AM - edited ‎01-31-2013 06:43 AM

:smileywink: Beautiful simply beautiful! Now THAT'S a CLI with whipped cream and a cherry on top!!!

________________________________________________________________________________________________
I’ve found that I can "charge" WHATEVER I want…. Just not all at THE SAME TIME!*Last CC App 07/2010*
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Valued Contributor
jsickz32
Posts: 1,810
Registered: ‎06-25-2012

Re: BofA CLI 1k to 5k and lowered APR!!...

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‎01-31-2013 06:45 AM

Congrats! Ive also had nothing but good experience with bofa
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / BofA Total rewards (2500) / BofA Amex (3900) / Bofa cash rewards (5700) / BofA Privileges Cash Rewards (5000) / Citi Forward (3000) / Chase Freedom (3500) / Discover IT (1700) / FNBO AMEX (3600) / Barclays Apple Visa (3960) / NFCU cashRewards Visa signature (12500) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (601) / PayPal Smart connect (2200)
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