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New Member
Posts: 5
Registered: ‎05-20-2011
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BofA CLI 1k to 5k and lowered APR!!...

[ Edited ]

Just got off the phone with the credit services department after hearing the good news.

 

In January of 2011 I opened a $500 CL secured card with BofA after making the required $99 deposit.

One year later in January of 2012 I called BofA and they approved me for a CLI from $500 to $1000 and unsecured my card.

Today I called in and was approved for a CLI from $1000 to $5000! Before getting off the phone the specialist asked if I had any other questions. I asked him if there was a possibility of lowering my APR. After re-checking my card usage history and verifying that I had always paid my bills on time he went ahead and lowered the APR rate from 20.49% down to 11.99%! Sweet!!

 

 

Edit 02/11:

It turns out they did a HP for the CLI..

Established Contributor
Posts: 712
Registered: ‎06-11-2012
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Re: BofA CLI 1k to 5k and lowered APR!!...

Congrats on your accomplishment!!!

DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 18000 - Chase Freedom VS: 5000
in the garden since 1/24/14 - #GARDENSTRONG
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Posts: 27,205
Registered: ‎09-13-2012
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Re: BofA CLI 1k to 5k and lowered APR!!...

Established Contributor
Posts: 567
Registered: ‎09-10-2012
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Re: BofA CLI 1k to 5k and lowered APR!!...

Congrats


Amex Platinum (NPSL) | Amex BCE (33,400) | Chase Sapphire Preferred (24,800) | Discover IT (12,700) | Chase Freedom (6,300) | Walmart (4,500) | CapOne (4.000) | Alliant CU Visa | Gone for good: CapOne secured (thx for getting me started) | Amex Zync (thx for getting me into AX)

FICO: TU 758 (10/12) EQ 724 (10/22) EX 748 (12/5)

Frequent Contributor
Posts: 463
Registered: ‎11-28-2012
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Re: BofA CLI 1k to 5k and lowered APR!!...

HP? SP?

Start: Nov'12 EQ 699/EX 685/TU 696 / Current: April''14 EQ 715/EX 709/TU 709 * Goal 750+


New Contributor
Posts: 55
Registered: ‎10-23-2012
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Re: BofA CLI 1k to 5k and lowered APR!!...

congrats...thanks for sharing your story...i recently got this card in 10/2012 and i am looking forward to the wonderful growth others have experienced with it...

IN MY PURSE- BankAmericard Cash Rewards Platinum Plus Visa
IN THE GARDEN UNTIL 11/2013
TU-638
EXP-565
EQX-540
Established Contributor
Posts: 637
Registered: ‎09-18-2011
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Re: BofA CLI 1k to 5k and lowered APR!!...

 

 

Congrats. I am also curious to know if it is a HP or SP


Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

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Valued Contributor
Posts: 2,789
Registered: ‎10-10-2012
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Re: BofA CLI 1k to 5k and lowered APR!!...

Nice going, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13
Regular Contributor
Posts: 177
Registered: ‎06-03-2009
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Re: BofA CLI 1k to 5k and lowered APR!!...

[ Edited ]

:smileywink: Beautiful simply beautiful! Now THAT'S a CLI with whipped cream and a cherry on top!!!

________________________________________________________________________________________________
I’ve found that I can "charge" WHATEVER I want…. Just not all at THE SAME TIME!*Last CC App 07/2010*
Valued Contributor
Posts: 1,987
Registered: ‎06-25-2012
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Re: BofA CLI 1k to 5k and lowered APR!!...

Congrats! Ive also had nothing but good experience with bofa
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
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