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BofA CLI increases can you grow these cards ?

Established Contributor

BofA CLI increases can you grow these cards ?

To my suprise I was granted a BofA American Express Point Rewards card Yesterday, I though I was declined but talked to the fraud department and they set me up. The bad news they gave me a $1000 dollar credit line my lowest credit line. But this card is important due to the fact that its on the AMEX network and I dont want the hassle with AMEX going directly with them. Simple question do BofA cards grow and when can I saftley ask for a CLI.

NFCU Cash Rewards Siggy $22k, NFCU Flagship Rewards Siggy $22K, NFCU Platinum MC $20K, USAA Amex Rewards $6k, USAA World Mastercard Rewards $6k, NFCU Navcheck $15k

Other Cards - Citibank AAdvantage, Chase Slate, Barclays Rewards,


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Frequent Contributor

Re: BofA CLI increases can you grow these cards ?

My personal experience with BOA, not AMEX, but Visa was the card grew nicely with me.

 

I start with a 6K credit limit.  I have had the card since 2001.  My limit currently is 15K.  I only initiated 1 CLI.  It moved from 6K-13K all on Auto increases.  I asked to have it move to 15K when I moved from the BOA plat to BOA Visa Siggy.

 

They have been great to me, but who knows.  It seems every person has a different experience with every lender.

 

Hope this helps.

Message 2 of 11
Established Contributor

Re: BofA CLI increases can you grow these cards ?

I appreciate the quick response. I dont need a huge credit line I already have that but if these cards grow over time that is all I need to know. They pulled Trans Union for me  have a few inquiries and new accounts so Ill ride it out over the next year and see if I can get a Increase come around next Christmas. Thanks John

NFCU Cash Rewards Siggy $22k, NFCU Flagship Rewards Siggy $22K, NFCU Platinum MC $20K, USAA Amex Rewards $6k, USAA World Mastercard Rewards $6k, NFCU Navcheck $15k

Other Cards - Citibank AAdvantage, Chase Slate, Barclays Rewards,


IN THE GARDEN UNTIL APRIL 2014

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Message 3 of 11
Established Contributor

Re: BofA CLI increases can you grow these cards ?

No other stories ?

NFCU Cash Rewards Siggy $22k, NFCU Flagship Rewards Siggy $22K, NFCU Platinum MC $20K, USAA Amex Rewards $6k, USAA World Mastercard Rewards $6k, NFCU Navcheck $15k

Other Cards - Citibank AAdvantage, Chase Slate, Barclays Rewards,


IN THE GARDEN UNTIL APRIL 2014

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Message 4 of 11
Valued Member

Re: BofA CLI increases can you grow these cards ?

Opened a BoA VISA with a 2k CL, recently asked for a CLI to 5k which was immediately approved. Also asked them to convert it to a signature card, which they said they would do but apparently takes up to 4 weeks...

AMEX Zync (NPSL) | AMEX SPG ($5,600) | BoA Cash Rewards ($5,000) | WF Visa ($5,000)
Message 5 of 11
Established Contributor

Re: BofA CLI increases can you grow these cards ?


Goalof800 wrote:

Opened a BoA VISA with a 2k CL, recently asked for a CLI to 5k which was immediately approved. Also asked them to convert it to a signature card, which they said they would do but apparently takes up to 4 weeks...


I have a BoA 123 Cash Rewards Visa which I obtained in April 2011.  It's been nearly two years now and I haven't received any CLIs, despite putting at least a $1000 through the card every month.  I suppose I could ask for a CLI, but I have heard that they hard pull and I don't want inquiries because I'm planning on getting a mortgage in the near future.  Did they hard pull for your CLI?


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Valued Contributor

Re: BofA CLI increases can you grow these cards ?

I have that bofa amex point rewards. I was approved for 2k on 6/12 and asked for a cli on december and got it to 3900. Ive only used it a couple of times because i dont like the 150.00 temp charge you get when you use it for gas.
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 7 of 11
Established Contributor

Re: BofA CLI increases can you grow these cards ?

This is good to know, as I said before not looking for a huge number maybe 3k to 4k would be sufficient for my needs

NFCU Cash Rewards Siggy $22k, NFCU Flagship Rewards Siggy $22K, NFCU Platinum MC $20K, USAA Amex Rewards $6k, USAA World Mastercard Rewards $6k, NFCU Navcheck $15k

Other Cards - Citibank AAdvantage, Chase Slate, Barclays Rewards,


IN THE GARDEN UNTIL APRIL 2014

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Message 8 of 11
Valued Contributor

Re: BofA CLI increases can you grow these cards ?

It was a HP for the cli
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 9 of 11
Established Contributor

Re: BofA CLI increases can you grow these cards ?

Who did they pull Trans ?

NFCU Cash Rewards Siggy $22k, NFCU Flagship Rewards Siggy $22K, NFCU Platinum MC $20K, USAA Amex Rewards $6k, USAA World Mastercard Rewards $6k, NFCU Navcheck $15k

Other Cards - Citibank AAdvantage, Chase Slate, Barclays Rewards,


IN THE GARDEN UNTIL APRIL 2014

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Message 10 of 11