@Anonymous wrote:
@Creditplz wrote:I have had my BofA card for 3-4 months and have a 750 limit, every month i charge $745-750 and PIF before the statement cuts.. for BofA is there a mandatory 6 month wait for a CLI? or is it like discover and BofA where i can do it 91 days in?.
Every lender is different. With BOA, at least six months would do you a world of good. They like to see responsible use, payment history etc. before giving a CLI.
You and the user "myjourney" always tend to give good answers. Both of you "sound alike" as well. Maybe you are using double accounts?
But anyway, to the OP, there's no such thing as waiting for a specific amount of time. The answer given above is good as well as another where a user stated that it depends on both -profile and income.
@Anonymous wrote:
@Anonymous wrote:
@Creditplz wrote:I have had my BofA card for 3-4 months and have a 750 limit, every month i charge $745-750 and PIF before the statement cuts.. for BofA is there a mandatory 6 month wait for a CLI? or is it like discover and BofA where i can do it 91 days in?.
Every lender is different. With BOA, at least six months would do you a world of good. They like to see responsible use, payment history etc. before giving a CLI.
You and the user "myjourney" always tend to give good answers. Both of you "sound alike" as well. Maybe you are using double accounts?
But anyway, to the OP, there's no such thing as waiting for a specific amount of time. The answer given above is good as well as another where a user stated that it depends on both -profile and income.
Lol different accounts, different states, different but joined at the hip in helping others succeed in the credit card game
Glad you acknowledge that we're helpful and YIM is top notch but we're just 2 of many 
@myjourney wrote:
@Anonymous wrote:
@Anonymous wrote:
@Creditplz wrote:I have had my BofA card for 3-4 months and have a 750 limit, every month i charge $745-750 and PIF before the statement cuts.. for BofA is there a mandatory 6 month wait for a CLI? or is it like discover and BofA where i can do it 91 days in?.
Every lender is different. With BOA, at least six months would do you a world of good. They like to see responsible use, payment history etc. before giving a CLI.
You and the user "myjourney" always tend to give good answers. Both of you "sound alike" as well. Maybe you are using double accounts?
But anyway, to the OP, there's no such thing as waiting for a specific amount of time. The answer given above is good as well as another where a user stated that it depends on both -profile and income.
Lol different accounts, different states, different but joined at the hip in helping others succeed in the credit card game
Glad you acknowledge that we're helpful and YIM is top notch but we're just 2 of many
Hah.. Everyone on the board is really good and knowledgeable.
Aren't all/most luv button-initiated CLI requests with BoA HPs though, even if the luv button shows up under your account?
