02-10-2014 09:04 AM - edited 02-10-2014 10:59 AM
I wanted to add some funds to my secured BofA Cash Rewards card because it will be eligible to graduate within the next 6 months but I wasn't sure how to go about this. I ended up just using the CLI button and answered all of the typical questions (annual income, rent or own, blah blah) however there was not an option to put my checking account number of where I wanted the deposit to come out of? I do bank with bofa and so maybe it will just automatically come from there? It's just weird because I have a checking and a savings so how will they know which one to take it from?
Also right after I did the CLI it gave me the 5-7 days review but I checked my credit card online and it my new credit limit was there with the new available credit.
Just seems odd to me. Wanted to get some input from you all and see if anyone else has done this request online.
02-10-2014 09:07 AM
sounds like they gave you an unsecured CLI.
How long have you had the card?
How much CLI did you ask for?
02-10-2014 09:11 AM
I read the question wrong when doing the CLI (I'm an idiot lol) and put that I wanted to increase my credit limit to $700 but meant I wanted to ADD $700 to make my CL $1000. Anyways it ended up being a $400 CLI from $300 to $700 now. I got the card September 2013 which is why it doesn't make sense? I do PIF every month and use it pretty frequently but still.
02-10-2014 10:13 AM
I can't even find any posts of anyone using the CLI button available online for their secured BofA card...hmmmm.
02-10-2014 01:27 PM
My first CC of my rebuild was a BOA Secured CC...I still have it and hope to graduate it this year. I also have never heard of anyone using the CLI button on a secured card, although I will say that that button/link does show up on my my acct homepage, I never would've dreamed of pushing it though. Have you called BOA? You should probably call and see what happened, maybe it was unsecured? Let us know how it goes!
02-11-2014 12:51 AM
So I ended up calling and they said they had never seen this before? Then said that they would have to debit my account and take the money out (which sucks because I think it would have just been an unsecured CLI ) Oh well. The lady said she has multiple people looking into this and that there is some sort of glitch or error going on.
Guess I shouldn't have called but oh well!
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