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I have 10k CL and 10k Cash limit on my siggy card.
One difference might be the banking relationship. I have Checking/Savings and a Merril Stock account. The CC is also tied into my checking for overdraft.
my cash line still equals my credit line until oct. 4th.
Dont know why they are cutting back, the have 5 Billion New Buffet Dollars
@scottwagnon wrote:my cash line still equals my credit line until oct. 4th.
Same here, I called and asked if it's something I did?
I was told "No" its across the board, everyone's cash advances will be cut to 30% of their CL starting Oct 4th.
What's funny is I initially had the BankAmericard Cash Rewards Visa Siggy and it reported no CL, so I PC'd it over to the Bank of America World MasterCard Cash Rewards (there is two ways they can set it up)
1. As a Visa Siggy (Should show no CL)
2. As a Platinum (Will show a CL)
I was going to have it set up as a Platinum until the rep explained all of the benefits of having it as a Visa Siggy so I said oh OK keep it as a Visa Siggy but it now shows a CL on my reports, in all the Emails I get from BoA it refers to my World MasterCard Visa Siggy and also on my Online acct it says World MasterCard Visa Siggy.
I'm just glad it shows the CL, I hope BoA does not catch their mistake.
As far as the Cash Advances being cut to 30%, I personally could care less, I have never taken a cash advance on a CC and I do not plan on doing so anytime soon.
@Anonymous wrote:
@scottwagnon wrote:my cash line still equals my credit line until oct. 4th.
Same here, I called and asked if it's something I did?
I was told "No" its across the board, everyone's cash advances will be cut to 30% of their CL starting Oct 4th.
What's funny is I initially had the BankAmericard Cash Rewards Visa Siggy and it reported no CL, so I PC'd it over to the Bank of America World MasterCard Cash Rewards (there is two ways they can set it up)
1. As a Visa Siggy (Should show no CL)
2. As a Platinum (Will show a CL)
I was going to have it set up as a Platinum until the rep explained all of the benefits of having it as a Visa Siggy so I said oh OK keep it as a Visa Siggy but it now shows a CL on my reports, in all the Emails I get from BoA it refers to my World MasterCard Visa Siggy and also on my Online acct it says World MasterCard Visa Siggy.
I'm just glad it shows the CL, I hope BoA does not catch their mistake.
As far as the Cash Advances being cut to 30%, I personally could care less, I have never taken a cash advance on a CC and I do not plan on doing so anytime soon.
Well, that's different!
I have a BofA World MasterCard, and it does report the limit, and it does not suffer from transcardnetwork confusion.
DD#2 has a BofA Platinum Visa, and her both her card and her online account say that it's a Siggy, but it's not.
My cash limit has been at 1/3 of my $18K CL for as long as I can remember, although as I've never used it (and don't ever plan to), that's a hard memory to pin down. As are so many others.