cancel
Showing results for 
Search instead for 
Did you mean: 

BofA Credit card?????

tag
jwduke
Regular Contributor

BofA Credit card?????

I have a BofA (Chrysler CC), that BofA reports I closed (This card has no lates, and a $5,000 CL)....Would I get a card with BofA if I applied? Or should I wait???



Starting Score: 675
Current Score: FICO- 798 (02/21/18)
Goal Score: 800+ All Three




Take the FICO Fitness Challenge

Message 1 of 8
7 REPLIES 7
Guava
Established Contributor

Re: BofA Credit card?????

Did you close it yourself or did they?


Starting Score (08/11/11): TU08: 643
Current Score: TU08: 741
Goal Score: Stay in the 700s; keep reports clean


Take the FICO Fitness Challenge
Message 2 of 8
Anonymous
Not applicable

Re: BofA Credit card?????

Only BoA is going to know if youll be approved or not.

Message 3 of 8
jwduke
Regular Contributor

Re: BofA Credit card?????

BofA closed it...but reported on my CR that I closed it.....



Starting Score: 675
Current Score: FICO- 798 (02/21/18)
Goal Score: 800+ All Three




Take the FICO Fitness Challenge

Message 4 of 8
LTomBerry
Frequent Contributor

Re: BofA Credit card?????

With that EX score you should be OK. As long as you didn't burn them in the past I doubt you'll get turned down. Why did they close the other one in the first place?


Starting Score: 690
Current Score: EQ 780 EX 814 TU 783
Goal Score: 800

Take the FICO Fitness Challenge
Message 5 of 8
Guava
Established Contributor

Re: BofA Credit card?????


@LTomBerry wrote:

With that EX score you should be OK. As long as you didn't burn them in the past I doubt you'll get turned down. Why did they close the other one in the first place?


+1


Starting Score (08/11/11): TU08: 643
Current Score: TU08: 741
Goal Score: Stay in the 700s; keep reports clean


Take the FICO Fitness Challenge
Message 6 of 8
jwduke
Regular Contributor

Re: BofA Credit card?????

They were PO'ed because they couldn't deduct a payment from my BofA checking account.......I have NEVER had a BofA checking account, but THEY say I do?????

 

The account was NEVER reported or has never been late.......so YOU tell me. I figured they closed it because of the financial problems our country was going through a couple of years ago.......



Starting Score: 675
Current Score: FICO- 798 (02/21/18)
Goal Score: 800+ All Three




Take the FICO Fitness Challenge

Message 7 of 8
Guava
Established Contributor

Re: BofA Credit card?????

You have good scores, and the card wasn't a baddie; I think you'll be ok with them


Starting Score (08/11/11): TU08: 643
Current Score: TU08: 741
Goal Score: Stay in the 700s; keep reports clean


Take the FICO Fitness Challenge
Message 8 of 8
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.