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BofA/FIA Question?

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Santi78342
Established Contributor

BofA/FIA Question?

If I apply for the Fidelity Amex, will BofA use the same pull for a CLI request on my Cash Rewards card or vice versa? Will they be able to run a BBR app with that pull as well? So Fid Amex, BBR, and Cash Rewards CLI on one pull? 

 

I'm pretty sure I could get the BBR & Cash Rewards CLI with one pull but I'm hoping to squeeze the Fidelity Amex out of them too :-P

 

Any insight will be appreciated Smiley Happy

Message 1 of 7
6 REPLIES 6
icyhot
Valued Contributor

Re: BofA/FIA Question?

BofA is really tight with HPs. They will do one HP for the app and another for the CLI. The only time they use the same HP is if it's for the same account
Ch 7 BK discharged 12/2018
Bank Cards: NFCU Flagship Rewards $25K | NFCU Cash Rewards $20K |NFCU More Rewards Amex $17K | PenFed Power Cash $12.5K | PenFed Platinum Rewards $12.5K | PenFed Pathfinder Rewards $10K | PenFed Gold Card $7.5K | PayPal Cashback Mastercard $5K | Apple Card $3.5K
Store Cards: Bergdorf Goodman $10.5K | Neiman Marcus $7.5K | Care Credit $7K |
Scores: EX 656 | EQ 667 | TU 680


Goal Card: Amex Platinum (Amex IIB, waiting for 5 year mark)
Message 2 of 7
icyhot
Valued Contributor

Re: BofA/FIA Question?

And the BBR and Cash rewards CLI will be 2 HPs
Ch 7 BK discharged 12/2018
Bank Cards: NFCU Flagship Rewards $25K | NFCU Cash Rewards $20K |NFCU More Rewards Amex $17K | PenFed Power Cash $12.5K | PenFed Platinum Rewards $12.5K | PenFed Pathfinder Rewards $10K | PenFed Gold Card $7.5K | PayPal Cashback Mastercard $5K | Apple Card $3.5K
Store Cards: Bergdorf Goodman $10.5K | Neiman Marcus $7.5K | Care Credit $7K |
Scores: EX 656 | EQ 667 | TU 680


Goal Card: Amex Platinum (Amex IIB, waiting for 5 year mark)
Message 3 of 7
chwebb1
Established Contributor

Re: BofA/FIA Question?


@icyhot wrote:
And the BBR and Cash rewards CLI will be 2 HPs

This was not true in my case. I asked for CLIs on both my BBR and Cash Rewards cards within a day, and it was the same HP.

 photo NUS000000180_160X101_STRAIGHT.gif photo DISCOVER_IT_LG.gif photo card_1.png photo night-launch.png photo NUS000000012_160X101_STRAIGHT.gif photo bankamericard-better-balance-rewards-credit-card-small.png
$15000 ........... $12500 ............ $11750 ............ $10000 ........... $9400 ............ $5000 ............. $5000
In the Garden until at least November 2015
Message 4 of 7
icyhot
Valued Contributor

Re: BofA/FIA Question?

Well YMMV but I know the app and CLIs will be separate. So there will be at least 2
Ch 7 BK discharged 12/2018
Bank Cards: NFCU Flagship Rewards $25K | NFCU Cash Rewards $20K |NFCU More Rewards Amex $17K | PenFed Power Cash $12.5K | PenFed Platinum Rewards $12.5K | PenFed Pathfinder Rewards $10K | PenFed Gold Card $7.5K | PayPal Cashback Mastercard $5K | Apple Card $3.5K
Store Cards: Bergdorf Goodman $10.5K | Neiman Marcus $7.5K | Care Credit $7K |
Scores: EX 656 | EQ 667 | TU 680


Goal Card: Amex Platinum (Amex IIB, waiting for 5 year mark)
Message 5 of 7
Luscher
Valued Contributor

Re: BofA/FIA Question?

The above is not true. BOA keeps your HP for 30 days. If you app for a card and then request a CLI 5 days later, they use the same HP. Ive asked for 2 within the first 30 days of getting my card and they gave me a CLI each time. I highly suggest trying it out
CHASE FREEDOM | AMEX BCE | | BOFA REWARDS | CITI TYP | Quicksilver | DISCOVER IT | Sallie Mae | CHASE CSP
--------$32,000-------------$30,000-----------$30,000-----------$30,000-----$13,000---------$18,200----------$15,000---------$6,500----

FICO - TU: 780 EX: 784 EQ: 781
Message 6 of 7
icyhot
Valued Contributor

Re: BofA/FIA Question?

Yes if it's the same account within 30 days they'll use the same HP for a CLI. OP was inquiring about using 1 HP for 2 different CLIs
Ch 7 BK discharged 12/2018
Bank Cards: NFCU Flagship Rewards $25K | NFCU Cash Rewards $20K |NFCU More Rewards Amex $17K | PenFed Power Cash $12.5K | PenFed Platinum Rewards $12.5K | PenFed Pathfinder Rewards $10K | PenFed Gold Card $7.5K | PayPal Cashback Mastercard $5K | Apple Card $3.5K
Store Cards: Bergdorf Goodman $10.5K | Neiman Marcus $7.5K | Care Credit $7K |
Scores: EX 656 | EQ 667 | TU 680


Goal Card: Amex Platinum (Amex IIB, waiting for 5 year mark)
Message 7 of 7
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