BofA Luv Button Disappeared

[haulingthescoreup]

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Uncle_Money wrote:

I had the luv button all along so I don't understand why they removed it.

I have a prime card, which is the accelerated rewards Amex card with a $10,500 limit. I should probably call to see what's going on.

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Did you check again today? Their websites got messed up the last several days. Maybe it was in electron limbo or something.

[Anonymous]

Is it a bad idea to ask for a CLI when I'm carrying a balance and have high utilization?

[haulingthescoreup]

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Goosey wrote:

Is it a bad idea to ask for a CLI when I'm carrying a balance and have high utilization?

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In this day and age, yes, it is.

You want to keep flying under their radar as best as you can, and get those balances down ASAP. (Easy to say, I know. )

[Anonymous]

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@haulingthescoreup wrote:

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@Anonymous wrote:

Is it a bad idea to ask for a CLI when I'm carrying a balance and have high utilization?

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In this day and age, yes, it is.

You want to keep flying under their radar as best as you can, and get those balances down ASAP. (Easy to say, I know. )

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Ya I'm pretty scared to hit the luv button for fear it'll trigger a hard look at my account. I'm just hoping for an automatic CLI at this point.

[Uncle_Money]

Hi Hauling,

Check out this screenshot...

It used to be on the left side! I'm planning on going for an increase in early November so that's why I'm a little bothered by this. Especially since I have an excellent record with them.

[creditwherecreditisdue]

Not too many auto-CLI's coming from BofA these days and I suspect no time soon either.

[haulingthescoreup]

Uncle Money, you're right, it seems to be gone.

Have you missed a payment date by a couple of days or anything recently? Has your BT offer always been 9.99%? I'm wondering if they got mad at you for something.

I don't know that I would call to ask what happened, unless you're OK with losing the whole account. BofA seems awfully twitchy these days.

[Uncle_Money]

Nothing of the sort. I not only pay on time, I usually pay way before the due date. BT has always been 9.99%.

What do you mean by "losing the whole account?" I haven't given them any reason at all to mess with me in any way.

[haulingthescoreup]

Well, it doesn't look like you did anything to trigger the luv button's removal, then.

There are several threads going around in the last few days where members called CS to ask for a CLI, etc., and their accounts were promptly closed.

I'd love to try to do a product change on my BofA card one day, but I'm not poking them with a stick at the moment. Not until they're out of their present mood.

[hemi961]

Mine was there tonight so I went ahead and hit it. I like to give them an opportunity about once a month to send me a letter explaining that I have sufficient credit with them. The card has a date with my shredder in December anyway, so if they close it I'll save a little electricity.