Reply
Moderator Emerita
Posts: 3,091
Registered: ‎08-09-2008
0

Re: BofA Luv Button Disappeared


creditwherecreditisdue wrote:

In two places:

 

1) In the "Balance Summary" section as described by plasticguy above, and

 

2) In the list of choices that appear if you click on the "Services" tab.


 

I just wanted to add that not everybody has it.  If the account is fairly new, it might not be there. If it's secured, partially secured (99/500), or recently graduated it probably isn't there. If there were any internal derogs (e.g. over-the-limits, lates, consistent minimum payments on high balances, etc...) highly unlikely to be there. And, probably a myriad of other reasons why some people have the option, and some people don't.

-------------------------------------------


Friendly, Supportive & Respectful


Understanding Your FICO Score  |  Credit Scoring 101  |  Common Abbreviations  |  FTC: FCRA Links  |  FTC: FDCPA Links  |  Opt-Out  |  State Resources


"However gradual may be the growth of confidence, that of credit requires still more time to arrive at maturity” ~ Benjamin Disraeli

Super Contributor
Posts: 5,759
Registered: ‎01-28-2008
0

Re: BofA Luv Button Disappeared

I had my card since May 2008.  There's not a luv button anywhere available for me. 
Frequent Contributor
Posts: 401
Registered: ‎02-23-2009
0

Re: BofA Luv Button Disappeared

the lub button is always there on my Citi, BoA, and AMEX...
Regular Contributor
Posts: 137
Registered: ‎05-14-2007
0

Re: BofA Luv Button Disappeared

I have it; wouldn't dream of hitting it (not until the credit environment improves dramatically).  Way too many folks reporting AA/CLDs afterwards.

 

Senior Contributor
Posts: 4,923
Registered: ‎04-19-2009
0

Re: BofA Luv Button Disappeared


CreditCard101 wrote:
the lub button is always there on my Citi, BoA, and AMEX...

Do you ever use the Citi luv button? Doesn't it go away for a while after you use it?

Established Contributor
Posts: 530
Registered: ‎07-28-2008
0

Re: BofA Luv Button Disappeared

I had the luv button all along so I don't understand why they removed it.

 

I have a prime card, which is the accelerated rewards Amex card with a $10,500 limit. I should probably call to see what's going on.

Equifax Fico 785 as of 01/18/2012
Frequent Contributor
Posts: 401
Registered: ‎02-23-2009
0

Re: BofA Luv Button Disappeared

[ Edited ]
No I have never used the Citi Luv Button yet. I'm a new member since August 09. The lub button is always there next to my credit line and in the drop down tab menu..
Message Edited by CreditCard101 on 10-01-2009 11:52 AM
Frequent Contributor
Posts: 449
Registered: ‎02-21-2009
0

Re: BofA Luv Button Disappeared

BofA still has LUV for me.... Smiley Happy
TU - 737 - 02/21/09, 769 - 02/06/10, 795 - 09/08/10
EQ - 758 - 02/21/09, 783 - 02/06/10, 805 - 09/08/10
EX (PLUS) - 781 03/23/09, 787 - 02/06/10, 783 - 08/09/10
Moderator
Posts: 17,306
Registered: ‎07-14-2009
0

Re: BofA Luv Button Disappeared


ma_fico wrote:

I have it; wouldn't dream of hitting it (not until the credit environment improves dramatically).  Way too many folks reporting AA/CLDs afterwards.

 


I agree 1000%. Until everything seems to have settled down I will defer any "luv" from BoASmiley Wink

 

 

(myfico)
7/09 TU-742 EQ- 779
8/09 TU-765 EQ- 783
9/09 EX pulled by lender 802

 

CC interest free as of 8/09
Time can heal all wounds and a low FICO.
"Hello my name is Sandy and I'm a recovering crediholic".

Established Contributor
Posts: 513
Registered: ‎04-03-2007
0

Re: BofA Luv Button Disappeared


CreditCard101 wrote:
the lub button is always there on my Citi, BoA, and AMEX...

 

The button is always there for my BoA cards also.

 

It says "Request a Credit Line Increase".

 

It should read "Request a Credit Limit Change"

since the bank may provide either a CLI or CLD.

 

 That is why I call the button the "Tough Luv" button.  Smiley Wink

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.