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I got a Merrill Rewards card in the mail and when I went to activate, it was declined. I called my broker and asked about the situation and was told that due to some past legal procedings, that I was unable to get any of there products. I will provide the back story on this issue.
We took our family to Italy for a month back in 2009 to visit my sister. We came back and there was another family living in my house! Major WTH! As we found out, the family had filed a quit claim deed against our home and even got a mortgage against it from... BOA! Not only did we sue the family , we had to sue BofA as they tried to hold accountable for the mortgage that the other family took out. Long story short we won on all of law suits and it was forgotten only to rear its ugly head again.
As I told my broker, if this how they want to treat us, then Ill take my business else where where we are appreciated. Of course, our broker is freaking out, as he does not want to lose us. He called back to argue on our behalf to no avail.
My question, is has this happened to others, where the creditor sends a card only to cancel it before you can use it? I'll tell you that this has left a nasty taste in our mouth towards BofA. We never even applied for the card, we were told that due to our portfolio size that they would issue us a card.
That’s insane!
My question, is has this happened to others, where the creditor sends a card only to cancel it before you can use it?
Short answer is “yes”. All the time. Especially with Comenity Bank.
Your situation is incredibly unique to say the least.
Honestly, I would find another broker and move on. They demonstrated all those years ago how they do business.
BOA is known for doing this alot and it is has to be under extreme circustances for the card to be cancelled. I am surprised with your portfolio, they did that as they go above and beyond for the "very affluent" with no questions asked. Sorry to hear and choose a bank that appreciates you. Maybe Chase? They have reduced the amount you need to have to be a private client with perks to $50,000 in assets.
@Anonymouswrote:I got a Merrill Rewards card in the mail and when I went to activate, it was declined. I called my broker and asked about the situation and was told that due to some past legal procedings, that I was unable to get any of there products. I will provide the back story on this issue.
We took our family to Italy for a month back in 2009 to visit my sister. We came back and there was another family living in my house! Major WTH! As we found out, the family had filed a quit claim deed against our home and even got a mortgage against it from... BOA! Not only did we sue the family , we had to sue BofA as they tried to hold accountable for the mortgage that the other family took out. Long story short we won on all of law suits and it was forgotten only to rear its ugly head again.
As I told my broker, if this how they want to treat us, then Ill take my business else where where we are appreciated. Of course, our broker is freaking out, as he does not want to lose us. He called back to argue on our behalf to no avail.
My question, is has this happened to others, where the creditor sends a card only to cancel it before you can use it? I'll tell you that this has left a nasty taste in our mouth towards BofA. We never even applied for the card, we were told that due to our portfolio size that they would issue us a card.
1. Merrill + card was discontinued quite a while ago. You didn not activate the card when you received it?
2. The bank certainly has the right to take back the credit. The right is on the bank side. I can understand the legal issue in the past.
You can certainly get credit cards from other banks..... Good luck!
Sorry to hear about your terrible experience with BoA, but as others have said, there are other banks that would surely appreciate your business.
I'll be honest, at this point I'm way more intrigued by the illegal occupation of your property and the subsequent fradulent mortgage that came along with it lol. It just sounds too insane, but falls squarely into the "can't make this $!@% up" camp.
@Anonymouswrote:I got a Merrill Rewards card in the mail and when I went to activate, it was declined. I called my broker and asked about the situation and was told that due to some past legal procedings, that I was unable to get any of there products. I will provide the back story on this issue.
We took our family to Italy for a month back in 2009 to visit my sister. We came back and there was another family living in my house! Major WTH! As we found out, the family had filed a quit claim deed against our home and even got a mortgage against it from... BOA! Not only did we sue the family , we had to sue BofA as they tried to hold accountable for the mortgage that the other family took out. Long story short we won on all of law suits and it was forgotten only to rear its ugly head again.
As I told my broker, if this how they want to treat us, then Ill take my business else where where we are appreciated. Of course, our broker is freaking out, as he does not want to lose us. He called back to argue on our behalf to no avail.
My question, is has this happened to others, where the creditor sends a card only to cancel it before you can use it? I'll tell you that this has left a nasty taste in our mouth towards BofA. We never even applied for the card, we were told that due to our portfolio size that they would issue us a card.
Did you ever get the mortgage and deed situation fixed?