Credit Cards Center Credit cards from our partners
Reply
Established Contributor
Posts: 625
Registered: ‎01-04-2009
0

BofA Platinum Denial / Secured pending

Well, I wasn't really expecting to get approved for the Platinum Plus unsecured but was secretly hoping for the 99/500 counter-offer.  Alas, no offer given.  Smiley Sad  I'm a little confused about the secured application, though.  Once I finished the application and sent it, I got a message saying something like the card would be sent out 7-10 days after ACH transfer completes...but when I check the approval page I get the following message:

 

We have received your application for the Secured Visa® Credit Card from Bank of America. Your business is appreciated and we are carefully considering your request.

 

Please expect an email within 30 days with a decision for your credit card request

 

How long does it typically take before you get a definitive approval/denial from them?  Also, because I apped the Platinum & Secured one right after the other, would they likely have done two hard pulls?

 

Established Contributor
Posts: 625
Registered: ‎01-04-2009
0

Re: BofA Platinum Denial / Secured pending

I guess I'm just impatient Smiley Happy  I hope I get approved for the secured at least!
Established Contributor
Posts: 625
Registered: ‎01-04-2009
0

Re: BofA Platinum Denial / Secured pending

Smiley Sad Denied for both!  Darn, I guess I'll be putting the extra 300 in my current WF secured instead.  I hope they didn't pull me for each app.

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.