cancel
Showing results for 
Search instead for 
Did you mean: 

BofA Pre qualify

Regular Contributor

BofA Pre qualify

I just got a BofA Pre-qual in the mail for a Plat plus MasterCard

I was wondering how many people have been approved - or declined from BofA responding to one of these offers.

Don't want to waste and inquiry if alot of people seem to get turned down. I never get anything but secured on the online pre-qual site.

TIA
Message 1 of 12
11 REPLIES
Contributor

Re: BofA Pre qualify

Have you already tried the BofA pre-qualify site? If not most definitely try. 
Having credit is important if not more important than having cash!!!
Message 2 of 12
Regular Contributor

Re: BofA Pre qualify



betamunupe wrote:
Have you already tried the BofA pre-qualify site? If not most definitely try.





Yup, online I always get no offers just the secured card. That is part of the reason I am on the fence about accepting the mailed offer.

My scores are all in the high 600's and low 700's. So I'd assume from score alone I'm good. But I have a baddie (last remaining one!) from 2005 that seems to get re-aged every few months.
Message 3 of 12
Contributor

Re: BofA Pre qualify

o...well if you call them and do application over the phone, they are usually pretty cool about baddies, its only one...they will ask you about it...but I think you should be fine....high 600's low 700's...I think when I applie I was at the mid 600's and I only got approved for a 1000...I think I am going to call and ask for a increase today so I can pay for summer school...but I personally think that your scores alone are high enough....I am sure other ppl on here will give you the ok as well when they wake up!!! Smiley Very Happy
Having credit is important if not more important than having cash!!!
Message 4 of 12
Regular Contributor

Re: BofA Pre qualify



betamunupe wrote:
o...well if you call them and do application over the phone, they are usually pretty cool about baddies, its only one...they will ask you about it...but I think you should be fine....high 600's low 700's...I think when I applie I was at the mid 600's and I only got approved for a 1000...I think I am going to call and ask for a increase today so I can pay for summer school...but I personally think that your scores alone are high enough....I am sure other ppl on here will give you the ok as well when they wake up!!! Smiley Very Happy





Oh - Yea - Telephone...

I think I have one of those Smiley Happy

I might hang out for some more feedback and then give them a call.

Thanks
Message 5 of 12
Contributor

Re: BofA Pre qualify

I am am almost 100 percent you will get it wiht scores in the high 600's and low 700's...I am sure others will push u over that hill and get you rolling!!!
Having credit is important if not more important than having cash!!!
Message 6 of 12
New Contributor

Re: BofA Pre qualify

I had been getting those in the mail as well.  I talked on-line to a BofA rep. and they said the pre-approval mailing and on-line do not always reflect the same thing.  I have always been offered secure only on-line.
 
So, after talking to the rep., I try on-line one more time and presto I am pre-approved on-line.  I submit my application and get the 30 day wait message.  I follow up by phone the next day and walk through my baddies and I am approved.  I just did this last week and got my new card yesterday. 
 
My scores were in line with yours.  I would say to try on-line one more time and see if anything pops up for you.
Message 7 of 12
Established Contributor

Re: BofA Pre qualify

I was approved for a BofA AMEX accelerated rewards a little over a week ago and my scores are 645 across the board.  I used the preapproved offers link. Originally received the 30 day message response. Called to check status and was advised denied due to late pays/ delinquent accounts. Was able to get reconn for $1000. Your scores and history are better than mine, so you should have no problem.

Starting Score: EQ: 633 (12/31/09) TU: 651 (12/31/09)
Current Score: EQ:633 TU: 651
Goal Score: EQ: 700 TU:700


Take the FICO Fitness Challenge
Message 8 of 12
Regular Contributor

Re: BofA Pre qualify

Can someone post the link for the pre-qualify site?
Forward, Zync, Freedom, BofA Cash Rewards

Current Score: 738 BOA Experian (5/29/2012)

GOAL: 800s
Message 9 of 12
Valued Contributor

Re: BofA Pre qualify

 


Tg123 wrote:
Can someone post the link for the pre-qualify site?

No more link. If you want a pre-qual site, Discover, Cap One, and of course, AMEX.

Message 10 of 12