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Regular Contributor
Posts: 220
Registered: ‎11-16-2007
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BofA Pre qualify

I just got a BofA Pre-qual in the mail for a Plat plus MasterCard

I was wondering how many people have been approved - or declined from BofA responding to one of these offers.

Don't want to waste and inquiry if alot of people seem to get turned down. I never get anything but secured on the online pre-qual site.

TIA
Contributor
Posts: 91
Registered: ‎02-12-2008
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Re: BofA Pre qualify

Have you already tried the BofA pre-qualify site? If not most definitely try. 
Having credit is important if not more important than having cash!!!
Regular Contributor
Posts: 220
Registered: ‎11-16-2007
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Re: BofA Pre qualify



betamunupe wrote:
Have you already tried the BofA pre-qualify site? If not most definitely try.





Yup, online I always get no offers just the secured card. That is part of the reason I am on the fence about accepting the mailed offer.

My scores are all in the high 600's and low 700's. So I'd assume from score alone I'm good. But I have a baddie (last remaining one!) from 2005 that seems to get re-aged every few months.
Contributor
Posts: 91
Registered: ‎02-12-2008
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Re: BofA Pre qualify

o...well if you call them and do application over the phone, they are usually pretty cool about baddies, its only one...they will ask you about it...but I think you should be fine....high 600's low 700's...I think when I applie I was at the mid 600's and I only got approved for a 1000...I think I am going to call and ask for a increase today so I can pay for summer school...but I personally think that your scores alone are high enough....I am sure other ppl on here will give you the ok as well when they wake up!!! :smileyvery-happy:
Having credit is important if not more important than having cash!!!
Regular Contributor
Posts: 220
Registered: ‎11-16-2007
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Re: BofA Pre qualify



betamunupe wrote:
o...well if you call them and do application over the phone, they are usually pretty cool about baddies, its only one...they will ask you about it...but I think you should be fine....high 600's low 700's...I think when I applie I was at the mid 600's and I only got approved for a 1000...I think I am going to call and ask for a increase today so I can pay for summer school...but I personally think that your scores alone are high enough....I am sure other ppl on here will give you the ok as well when they wake up!!! :smileyvery-happy:





Oh - Yea - Telephone...

I think I have one of those :smileyhappy:

I might hang out for some more feedback and then give them a call.

Thanks
Contributor
Posts: 91
Registered: ‎02-12-2008
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Re: BofA Pre qualify

I am am almost 100 percent you will get it wiht scores in the high 600's and low 700's...I am sure others will push u over that hill and get you rolling!!!
Having credit is important if not more important than having cash!!!
New Contributor
Posts: 54
Registered: ‎06-20-2007
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Re: BofA Pre qualify

I had been getting those in the mail as well.  I talked on-line to a BofA rep. and they said the pre-approval mailing and on-line do not always reflect the same thing.  I have always been offered secure only on-line.
 
So, after talking to the rep., I try on-line one more time and presto I am pre-approved on-line.  I submit my application and get the 30 day wait message.  I follow up by phone the next day and walk through my baddies and I am approved.  I just did this last week and got my new card yesterday. 
 
My scores were in line with yours.  I would say to try on-line one more time and see if anything pops up for you.
Established Contributor
Posts: 717
Registered: ‎03-05-2008
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Re: BofA Pre qualify

I was approved for a BofA AMEX accelerated rewards a little over a week ago and my scores are 645 across the board.  I used the preapproved offers link. Originally received the 30 day message response. Called to check status and was advised denied due to late pays/ delinquent accounts. Was able to get reconn for $1000. Your scores and history are better than mine, so you should have no problem.

Starting Score: EQ: 633 (12/31/09) TU: 651 (12/31/09)
Current Score: EQ:633 TU: 651
Goal Score: EQ: 700 TU:700


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Regular Contributor
Posts: 164
Registered: ‎05-03-2011
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Re: BofA Pre qualify

Can someone post the link for the pre-qualify site?
Forward, Zync, Freedom, BofA Cash Rewards

Current Score: 738 BOA Experian (5/29/2012)

GOAL: 800s
Valued Contributor
Posts: 1,413
Registered: ‎04-18-2008
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Re: BofA Pre qualify

 


Tg123 wrote:
Can someone post the link for the pre-qualify site?

No more link. If you want a pre-qual site, Discover, Cap One, and of course, AMEX.

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