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BofA Prequal?

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Anonymous
Not applicable

BofA Prequal?

I've banked with BofA for almost 20 years. Back when I used to make 150k a year to now where I make around 65k a year. 

I have disco 2k, capital 1 $300, Bank One $450. I now get this when I try the prequal site with BofA. Is it bs?  Scores are all almost the same 649-468

 

Introductory 0%† APR for your first 12 billing cycles for purchases.

After that, a Variable APR that's currently 16.49-24.49% will apply.

Note: minimum payments are applied to lower-interest balances first. Additional payments are applied to higher-interest balances first.

†Please see Terms and Conditions for rate, fee and other cost information, as well as an explanation of payment allocation. All terms may be subject to change.

 

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Message 1 of 4
3 REPLIES 3
fltireguy
Valued Contributor

Re: BofA Prequal?

That's marketing, not a preapproval
NFCU $60.4k/PenFed $22.5k/Commerce $15K/53 $11K/Synovus $14K/BBT $11K/CapOne $12K/DCU $7.5K/BMO $7.5K/Chase $14.5k/Cabelas $10K/ and many many more!
Total CL $398600, plus car and RV loan.
Ooh. Ooh. Getting closer to that $500K mark!
Message 2 of 4
Meanmchine
Super Contributor

Re: BofA Prequal?

I put my dog's name and phoney ssn and I get the same results as you just got

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2023 All 3 reports 840ish (F8) F9s = 850 but my app finger is still twitching
Message 3 of 4
Anonymous
Not applicable

Re: BofA Prequal?


@Meanmchine wrote:

I put my dog's name and phoney ssn and I get the same results as you just got


Me and your dog may have similar scores Smiley Tongue

Message 4 of 4
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