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Registered: ‎02-12-2011
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BofA Promo Balance Transfer offers for current customers

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Last month I paid off my remaining BofA CC balance. I requested and was granted a CLI from $3900 to $5000. My statement hit yesterday, and I was offered two promotional offers - 0% through Jan 2012 w/ 3% bal transfer fee and 1.99% through April 2012 w/ a 3% bal transfer fee. My non-promotional APR is 13.24%.

 

Has anyone else seen these offers when they login to their BofA account? I've also been receiving daily Discover More offers (I've gotten the 12 month 0%, no balance transfer fee; 24 month w/ 4% fee(?), 18 month with 3% fee, and a 15 month with 3% fee). It's amusing that I'm getting barraged with these offers now that I don't need to transfer balances, because I've paid off most of my CC debt. :-D

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Re: BofA Promo Balance Transfer offers for current customers

 


jason10 wrote:

Last month I paid off my remaining BofA CC balance. I requested and was granted a CLI from $3900 to $5000. My statement hit yesterday, and I was offered two promotional offers - 0% through Jan 2011 w/ 3% bal transfer fee and 1.99% through April 2011 w/ a 3% bal transfer fee. My non-promotional APR is 13.24%.

 

Has anyone else seen these offers when they login to their BofA account? I've also been receiving daily Discover More offers (I've gotten the 12 month 0%, no balance transfer fee; 24 month w/ 4% fee(?), 18 month with 3% fee, and a 15 month with 3% fee). It's amusing that I'm getting barraged with these offers now that I don't need to transfer balances, because I've paid off most of my CC debt. :-D


I think you mean through 2012 on these.  But anywho, I get these offers all the time and they are usually accompanied with a plethora of BT checks in the mail.  I have one now at 0% through December 2011 with BofA, 3 BT offers from Citi, 1 from Chase, 1 from US Bank, 1 from Discover.  I never use them and usually shred 'em.  And I do agree, it is rather amusing.  If I every would use one of them it would definitely be from Citi...they seem to LOVE people using BTs.

 

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Re: BofA Promo Balance Transfer offers for current customers

I've seen it too.  They've actually lowered the promotional rate for me twice in the last three weeks.  It started out as a 7.99% APR through September 2011, and then they lowered it to 4.99% through January 2012, and finally 0% through January 2012 (all with a 4% balance transfer fee).  What sucks is that I did transfer $1,400 to the card when I had the 4.99% offer, only to log on yesterday morning to see that they were now offering the 0% rate.  It's only about $6 a month in interest, so it's not a huge deal, but it would have been nice to have the lower rate obviously.  I too have paid off a lot of CC debt recently, so I guess it's nice that they noticed.

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Re: BofA Promo Balance Transfer offers for current customers

i guess bank of america has noticed we haven't used our card in a long time, so they just started with the balance transfer offers.  right now i believe it's 0% through december 2011.  our regular interest rate is 7.9%.

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Re: BofA Promo Balance Transfer offers for current customers

I never se any offers from city.

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Re: BofA Promo Balance Transfer offers for current customers


laz98 wrote:

i guess bank of america has noticed we haven't used our card in a long time, so they just started with the balance transfer offers.  right now i believe it's 0% through december 2011.  our regular interest rate is 7.9%.


Funny you said this. I just got a letter from them yesterday wondering why I haven't been using their card (kinda funny because I just booked a mini vacation for my hubbys upcoming b-day). They asked that I call them if I had any questions or if they could do something for me.

 

But no- I don't think I received any balance transfer offers other than my initial one when I got the card in December.

 


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