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BofA - Which FICO?

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Anonymous
Not applicable
‎03-16-2008 09:51 PM
‎03-16-2008 09:51 PM

BofA - Which FICO?

When applying for a BofA card, does anyone know which FICO score they look at?

I have a BofA checking account, and a few credit cards with BofA already, but the spread between my lowest (TU) and my highest (Experian) FICO score is about 50 points.

Thanks!
Message 1 of 11
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10 REPLIES 10
tonsers
Frequent Contributor
‎03-16-2008 10:33 PM
‎03-16-2008 10:33 PM

Re: BofA - Which FICO?

It depends on where you live. In Northern CA - Experian.
Message 2 of 11
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Anonymous
Not applicable
‎03-16-2008 10:59 PM
‎03-16-2008 10:59 PM

Re: BofA - Which FICO?

Yes, I live in the SF Bay Area, although my checking account (not credit card) was originally opened in SoCal about a decade ago.

I assume it is where I live that matters, not the 'parent branch' to which the account is attached?
Message 3 of 11
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WhirledPeasPlease
Moderator Emeritus
‎03-17-2008 03:08 AM
‎03-17-2008 03:08 AM

Re: BofA - Which FICO?


watchnerd wrote:
When applying for a BofA card, does anyone know which FICO score they look at?

I have a BofA checking account, and a few credit cards with BofA already, but the spread between my lowest (TU) and my highest (Experian) FICO score is about 50 points.

Thanks!
In IN they pulled EX and TU for me.
 
-P
~*~*~*~*~*~*~*~*~*~*~
From 700 in 2008 to 498 in 2012...
4/23/12 -- BK 13 date of filing EQ = 505
4/18/12 -- EQ 498
12/5/13 -- EQ 669
Here we go.... back on track.
Message 4 of 11
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Anonymous
Not applicable
‎03-17-2008 03:56 AM
‎03-17-2008 03:56 AM

Re: BofA - Which FICO?

GA...Ex
Message 5 of 11
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cobra19
Valued Contributor
‎03-17-2008 05:16 AM
‎03-17-2008 05:16 AM

Re: BofA - Which FICO?

TU in NY
 
 
New York Yankees - 2009 World Series Champions. 27... and counting.....
Message 6 of 11
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modernsurrender
Established Contributor
‎03-17-2008 05:26 AM
‎03-17-2008 05:26 AM

Re: BofA - Which FICO?

TX, EX for me (x2 even!)
Start 2/2008: TU 495 || EX 539 || EQ 528
Now 5/2013: TU 716 || EX ??? || EQ 702

Slate: $5000 Simplicity: $5000 David's Bridal: $3500 SW Chase: $3000 FNBO: $3000 Barclay NFL: $2500 BofA: $2400 Discover IT: $1700 Walmart: $1500 Victoria's Secret: $1000 Cap1: $750 Amex Zync: NPSL
(2 derogs to go until I'm squeaky clean in 2014!)
Message 7 of 11
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Anonymous
Not applicable
‎03-17-2008 07:24 AM
‎03-17-2008 07:24 AM

Re: BofA - Which FICO?

What modernsurrender said. Pulled 2 times on me also.
Message 8 of 11
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Anonymous
Not applicable
‎03-17-2008 02:36 PM
‎03-17-2008 02:36 PM

Re: BofA - Which FICO?

MN - EQ


Message Edited by whisper on 03-17-2008 02:36 PM
Message 9 of 11
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haulingthescoreup
Moderator Emerita
‎03-17-2008 04:57 PM
‎03-17-2008 04:57 PM

Re: BofA - Which FICO?

Tennessee--only pulled EX, one month ago.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 10 of 11
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