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BofA and Chase CC - CLI request plans

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afbar1114
Valued Contributor

BofA and Chase CC - CLI request plans

i plan on asking for a cli from 800 to 4-5k.

 

(afbar, I split off your post to create this new thread because the discussion it started was TJing the other thread.  I changed the title and nothing else, and if you want to change the title, please click Options and Edit Message.  -Scamp, Mod)

 

AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 1 of 21
20 REPLIES 20
crunching_numbers
Valued Contributor

Re: BofA CC - CLI Request Plans


@afbar1114 wrote:

i plan on asking for a cli from 800 to 4-5k

 



Appbar- I hope you are not planning on asking for that kind of CLI now Smiley Surprised


Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: FICO 8 = 844(9/15) EQ, 827 TU, 811 EX (7/15); mortgage FICO= 758 (9/15)EQ5, 797 TU4, 748 EX2 (7/15)
Goal Score: 750+, but shooting for the 800's
Hyatt Visa Sig ($23K), Amex BCP (24.8K), BofA Travel Rew Sig (22.5K), B&N World MC (22.3K), Amex RP Gold (NPSL w/ S&T), Cash+ Sig (20K),United Mil+ExpSig (16.3K), FNBO Visa (13.1K), Hilton Surpass (10K), Freedom Visa Sig (8.6K), Disc It (16.4K), Citi Dia Pref MC (3.7K),Sam's MC (10K), Wally (7.5K), JCP(5.3K), Costco (2K)
Message 2 of 21
learnin113
Established Contributor

Re: BofA CC - CLI Request Plans


@afbar1114 wrote:

i plan on asking for a cli from 800 to 4-5k

 



man u crack me upSmiley Very Happy

Message 3 of 21
LS2982
Mega Contributor

Re: BofA CC - CLI Request Plans


@afbar1114 wrote:

i plan on asking for a cli from 800 to 4-5k

 


Smiley Indifferent Smiley Frustrated




EQ FICO 548 3/3/16
Message 4 of 21
afbar1114
Valued Contributor

Re: BofA CC - CLI Request Plans

Cant hurt to ask

AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 5 of 21
FrugalRican
Blogger

Re: BofA CC - CLI Request Plans


@afbar1114 wrote:
Cant hurt to ask


If by "can't hurt" you mean, you don't care about the HP and possible denial, then yeah, I see what you mean.

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

Message 6 of 21
stefanc
Regular Contributor

Re: BofA CC - CLI Request Plans


@FrugalRican wrote:

@afbar1114 wrote:
Cant hurt to ask


If by "can't hurt" you mean, you don't care about the HP and possible denial, then yeah, I see what you mean.


On occasion BofA seems to have a habit of closing accounts upon CLI request as well...

Message 7 of 21
CreditWorld2013
Frequent Contributor

Re: BofA CC - CLI Request Plans


@FrugalRican wrote:

@afbar1114 wrote:
Cant hurt to ask


If by "can't hurt" you mean, you don't care about the HP and possible denial, then yeah, I see what you mean.




Message 8 of 21
LS2982
Mega Contributor

Re: BofA CC - CLI Request Plans

Popcorn.......check.

Soda.........check.

Appbar getting pwned by BofA rep. after a 4K CLI request........pending!




EQ FICO 548 3/3/16
Message 9 of 21
afbar1114
Valued Contributor

Re: BofA CC - CLI Request Plans

haha thanks then how much should i ask for. 1-2k at six months then another 1-2k at 12 months?

AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 10 of 21
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