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@Anonymous wrote:
@Anonymous wrote:
I pay my BofA CC through my Wachovia checking account online billpay. It's always worked pretty quick for me, 1-2 days to post and I don't have to worry about checks.I'm glad that works for you. I refuse to use Billpay of any kind, so I'm looking for a way to pay online from the BofA site.I want to pull the payment rather than push it.
Message Edited by cheddar on 05-04-2008 07:46 AM
cheddar wrote:Thanks, scapegrace, for finding that for me!If that's the case, I guess I'll just have to phone in my payment every month.Thanks again!
@haulingthescoreup wrote:
When you pay a bill online from your own checking account, I think of it as "pushing" your money into the account. There can be some serious delays in crediting the payment.
When you pay a bill online from the creditor's site, you're "pulling" money into the account, and it's generally credited that very day. (Exception: some of the crummier banks still delay the crediting, but it's not common.)
cheddar's current problem is that since they haven't set him up yet, he can't pay on the Bofa site to pull in the payment. One alternative is to go to his checking account, enter all the BofA account info, and push the payment in. I got lucky --BofA credited my account that very day.
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
I pay my BofA CC through my Wachovia checking account online billpay. It's always worked pretty quick for me, 1-2 days to post and I don't have to worry about checks.
I'm glad that works for you. I refuse to use Billpay of any kind, so I'm looking for a way to pay online from the BofA site.
I want to pull the payment rather than push it.
cheddar, just out of curiousity and I don't mean to threadjack, but why the refusal to use electronic billpay from a checking account? Just don't like it, or is there some other concern, like security?
Perhaps I misinterpreted what you mean.
@Anonymous wrote:
@haulingthescoreup wrote:
When you pay a bill online from your own checking account, I think of it as "pushing" your money into the account. There can be some serious delays in crediting the payment.
When you pay a bill online from the creditor's site, you're "pulling" money into the account, and it's generally credited that very day. (Exception: some of the crummier banks still delay the crediting, but it's not common.)
cheddar's current problem is that since they haven't set him up yet, he can't pay on the Bofa site to pull in the payment. One alternative is to go to his checking account, enter all the BofA account info, and push the payment in. I got lucky --BofA credited my account that very day.
I understand cheddar's problem, I was just wondering if there was a more general objection to push as compared to pull.
For me, I prefer to do it all in one place. I like having my checking account receive e-bills, then push the payments out, as I don't have to fiddle with half a dozen different websites. I've never run into a timing problem because I can set up a rule to send the payment 5,7,10, whatever days before the bill is due.
scapegrace13 wrote:
cheddar wrote:
Thanks, scapegrace, for finding that for me!If that's the case, I guess I'll just have to phone in my payment every month.Thanks again!
Just so you know - if I read right the REST of that 'how do I pay my bill from another institution' page, paying by phone will cost you $15.00 each time!
scapegrace13 wrote:
Cheddar, when I looked at the myeasypayment pages just now, they had BofA logos all over the place and NO mention of any third-party company.Is there any chance this IS BofA's 'pull-thru' option, completely in-house....? Don't the third-party options always make it clear they're third party?Or am I being dense (I've never knowingly used those sites, though I'm thinking now that my first payment WAS through a Bill Pay transaction and I just didn't realize at the time that was the case), and just the fact that it's called myeasypayment.com is the third-party tip-off...?Edited to add:P.S.: I avoid BillPay type things for all the same reasons Cheddar stated; I just don't trust the service not to have a glitch or be slow or heaven-knows-what when it really matters!