05-04-2008 08:35 AM
05-04-2008 08:42 AM
Cheddar, when I looked at the myeasypayment pages just now, they had BofA logos all over the place and NO mention of any third-party company.Is there any chance this IS BofA's 'pull-thru' option, completely in-house....? Don't the third-party options always make it clear they're third party?Or am I being dense (I've never knowingly used those sites, though I'm thinking now that my first payment WAS through a Bill Pay transaction and I just didn't realize at the time that was the case), and just the fact that it's called myeasypayment.com is the third-party tip-off...?Edited to add:P.S.: I avoid BillPay type things for all the same reasons Cheddar stated; I just don't trust the service not to have a glitch or be slow or heaven-knows-what when it really matters!
Hmm...now that's interesting. Perhaps this is their in-house system after all.I'll have to look into it. I still wonder why it's easier to make an online payment with Orchard than it is with BofA.
05-04-2008 08:55 AM
cheddar wrote:Hmm...now that's interesting. Perhaps this is their in-house system after all.I'll have to look into it. I still wonder why it's easier to make an online payment with Orchard than it is with BofA.Looks like this is EXACTLY what I was looking for. As far as I can tell, this seems to BofA's in-house system.Thank you, scapegrace!You're most welcome! Glad I could help. And glad to know, myself, that this IS in-house! lol. So your question helped ME, too, by forcing me to look more closely at it!
05-04-2008 08:57 AM
Now that's a hoot!.....................I still wonder why it's easier to make an online payment with Orchard than it is with BofA.
05-04-2008 09:03 AM
05-04-2008 09:07 AM
05-04-2008 09:07 AM
05-04-2008 09:07 AM
05-04-2008 09:09 AM
Maybe I'm not understanding this either, but for my BoA card, I use my Chase checking to pay. Under the bill pay section at BoA, if you click on Payment Accounts, it will let you add an outside checking. I would say all of my accounts are set up this way.
05-04-2008 09:11 AM
Duh, I think I mailed in my first payment. It's been awhile...
stef37 wrote:Maybe I'm not understanding this either, but for my BoA card, I use my Chase checking to pay. Under the bill pay section at BoA, if you click on Payment Accounts, it will let you add an outside checking. I would say all of my accounts are set up this way.
That's what I do on mine as well, but with BofA, this option is not available until the first statement posts.
So if you're determined to pay it down some before it reports the first balance to the CRA's, you have to get creative!
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.