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Frequent Contributor
YahComb
Posts: 461
Registered: ‎03-10-2012

Re: BofA cli!

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‎12-11-2012 04:13 PM

i was surprised when BOA instant-approved my 3K to 6K cli in october; made me wonder if i couldn't have gone for 7 or 7.5K.

 

The day after that i try with discover, i can't get an instant decision for even 1K extra(and it was my lowest card at 1K at the time)

EQSW-698 (06/07/13)
Newest to Oldest
Citi TY Pref 4.5K | US Bank Cash+ 6.5K | Chase Freedom 3K | Chase Sapphire WMC 5K | Disc More 4K | Amazon Store 2.5K | BOA Cash Rewards 6K |
RIP silver spade status, 12/2/12 to 5/4/13
Message 11 of 23 (360 Views)
 
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Valued Contributor
jsickz32
Posts: 1,815
Registered: ‎06-25-2012

Re: BofA cli!

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‎12-12-2012 03:57 AM

UPDATE: i havent received any alerts so im sure this was a SP cli :smileyhappy:
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / BofA Total rewards (2500) / BofA Amex (3900) / Bofa cash rewards (5700) / BofA Privileges Cash Rewards (5000) / Citi Forward (3000) / Chase Freedom (3500) / Discover IT (1700) / FNBO AMEX (3600) / Barclays Apple Visa (3960) / NFCU cashRewards Visa signature (12500) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (601) / PayPal Smart connect (2200)
Message 12 of 23 (317 Views)
 
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Frequent Contributor
CreditChampion
Posts: 255
Registered: ‎03-15-2012

Re: BofA cli!

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‎12-12-2012 04:59 AM

So tempted to try if its only a soft


Fico Scores: 763 EQ(12/11/12) 768 TU(12/11/12) ? EX(TBD)
AMEX Zync NPSL(AU) Citi Forward $3k Discover More Student $1600 Wells Fargo Cash Back $1300 BankAmericard Cash Rewards $700 Chase Freedom $500 Capital One Journey Student Card $1250
Capital One Secured Card (AU) $251 Capital One Platinum (AU) $500
Message 13 of 23 (308 Views)
 
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Regular Contributor
stone
Posts: 236
Registered: ‎11-15-2011

Re: BofA cli!

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‎12-12-2012 11:23 AM

are you sure it is soft?

Message 14 of 23 (270 Views)
 
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Valued Contributor
jsickz32
Posts: 1,815
Registered: ‎06-25-2012

Re: BofA cli!

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‎12-12-2012 11:36 AM

I havent received any alerts so im guessing..i also checked my reports and theres no signs of a hp
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / BofA Total rewards (2500) / BofA Amex (3900) / Bofa cash rewards (5700) / BofA Privileges Cash Rewards (5000) / Citi Forward (3000) / Chase Freedom (3500) / Discover IT (1700) / FNBO AMEX (3600) / Barclays Apple Visa (3960) / NFCU cashRewards Visa signature (12500) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (601) / PayPal Smart connect (2200)
Message 15 of 23 (260 Views)
 
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Established Member
kimcakee
Posts: 63
Registered: ‎12-14-2011

Re: BofA cli!

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‎12-12-2012 11:49 AM

Congrats!!! :smileyhappy:

 

Did u ask for increase online or on the phone?

 

Ive had my BofA since 2010 with $600 limit, it was a student card and last year it was upgraded to the BankAmericard Cash rewards no CLI.

 

Im wondering to ask for an increase today, but dont know if i will get approved.

 

Our mortgage  is now showing on my report with $101,600 amount. Will that be a problem?

 

Also got an increase from barclay another $700 from 2500 to 3200 limit.

 

but util is pretty high on my barclay about $1700 right now. but will pay it down this friday.

 

any ideas?

 

as of June 12, 2012
EQ FICO 689, TU FICO 701, EX FICO 713 --NO BADDIES
BoA platinum Visa (600CL), Cap1 No hassle cash reward MC (750CL)
Barclay Carnival MC (2500CL), AU on Direct rewards HSBC (500CL)
Message 16 of 23 (253 Views)
 
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Valued Contributor
jsickz32
Posts: 1,815
Registered: ‎06-25-2012

Re: BofA cli!

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‎12-12-2012 12:03 PM

I asked online. That card is only being used by my brother cuz he is a AU on that card. The card had a 133 balance when i asked.
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / BofA Total rewards (2500) / BofA Amex (3900) / Bofa cash rewards (5700) / BofA Privileges Cash Rewards (5000) / Citi Forward (3000) / Chase Freedom (3500) / Discover IT (1700) / FNBO AMEX (3600) / Barclays Apple Visa (3960) / NFCU cashRewards Visa signature (12500) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (601) / PayPal Smart connect (2200)
Message 17 of 23 (249 Views)
 
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Established Member
kimcakee
Posts: 63
Registered: ‎12-14-2011

Re: BofA cli!

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‎12-12-2012 12:12 PM

oh wow. so it was a soft pull?

 

my limit is only $600 with no balance. So im thinking to request for an increase. Just dont know if i have a chance of getting approve

as of June 12, 2012
EQ FICO 689, TU FICO 701, EX FICO 713 --NO BADDIES
BoA platinum Visa (600CL), Cap1 No hassle cash reward MC (750CL)
Barclay Carnival MC (2500CL), AU on Direct rewards HSBC (500CL)
Message 18 of 23 (243 Views)
 
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Established Member
kimcakee
Posts: 63
Registered: ‎12-14-2011

Re: BofA cli!

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‎12-12-2012 12:16 PM

I saw that u also have a BofA cash rewards, thats the same one i have. Did you ever get an increase on that card?

as of June 12, 2012
EQ FICO 689, TU FICO 701, EX FICO 713 --NO BADDIES
BoA platinum Visa (600CL), Cap1 No hassle cash reward MC (750CL)
Barclay Carnival MC (2500CL), AU on Direct rewards HSBC (500CL)
Message 19 of 23 (239 Views)
 
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Valued Contributor
jsickz32
Posts: 1,815
Registered: ‎06-25-2012

Re: BofA cli!

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‎12-12-2012 12:17 PM

Maybe wait for you barclaycard to report your new cl. If i was you i would just ask but thats me
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / BofA Total rewards (2500) / BofA Amex (3900) / Bofa cash rewards (5700) / BofA Privileges Cash Rewards (5000) / Citi Forward (3000) / Chase Freedom (3500) / Discover IT (1700) / FNBO AMEX (3600) / Barclays Apple Visa (3960) / NFCU cashRewards Visa signature (12500) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (601) / PayPal Smart connect (2200)
Message 20 of 23 (236 Views)
 
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