BofA lowered my APR from 20.24 to 11.99

[mokong]

good feeling even i dont carry a balance.

B of A AMEX 12K CL.

[supersam101]

How long have you had the card ?

[mokong]

its a secured card 99/500 since dec.'10 

unsecured dec.'11

jan.'12 convert to BA Amex from 5k starting limit now 12k.

[Epcot]

Nice, Congrats on the reduction!

[LS2982]

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@mokong wrote:

good feeling even i dont carry a balance.

B of A AMEX 12K CL.

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That is awesome!!! CONGRATS!!!

[hunter399]

Did you ask for the CLI?

I've got a $1k limit B of A card, with a 20.xx APR, same deal, started secured, now unsecured. Its my oldest card - got it right out of college after some issues with other cards. Oops. I now have tons of credit with Citi and elsewhere, but I keep the BoA card around of AAoA. I've thought about doing a PC on the card, but B of A doesn't have any products that really excite me all that much. I keep thinking they'll raise the limit, but I've never asked. 

[Cadillac-XTS]

Job well done. Congrats