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BofA lowered my APR from 20.24 to 11.99

Regular Contributor

BofA lowered my APR from 20.24 to 11.99

good feeling even i dont carry a balance.

B of A AMEX 12K CL.

6 REPLIES
Contributor

Re: BofA lowered my APR from 20.24 to 11.99

How long have you had the card ?
Discover IT Student $3k. Bankameri better balance $3k.
Chase freedom 2.5k
Regular Contributor

Re: BofA lowered my APR from 20.24 to 11.99

its a secured card 99/500 since dec.'10 

unsecured dec.'11

jan.'12 convert to BA Amex from 5k starting limit now 12k.

Valued Contributor

Re: BofA lowered my APR from 20.24 to 11.99

Nice, Congrats on the reduction!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Mega Contributor

Re: BofA lowered my APR from 20.24 to 11.99


mokong wrote:

good feeling even i dont carry a balance.

B of A AMEX 12K CL.


That is awesome!!! CONGRATS!!!

 




EQ FICO 548 3/3/16
New Contributor

Re: BofA lowered my APR from 20.24 to 11.99

Did you ask for the CLI?

 

I've got a $1k limit B of A card, with a 20.xx APR, same deal, started secured, now unsecured. Its my oldest card - got it right out of college after some issues with other cards. Oops. I now have tons of credit with Citi and elsewhere, but I keep the BoA card around of AAoA. I've thought about doing a PC on the card, but B of A doesn't have any products that really excite me all that much. I keep thinking they'll raise the limit, but I've never asked. 

Established Contributor

Re: BofA lowered my APR from 20.24 to 11.99

Job well done. Congrats