BofA mid cycle reporting!

[armbenderc]

Yup I am finally a victim of it. The statement cut on 27. I guess I will have to wait for it to update again.

It will be PIF way before that. With that being said, my balance got reported today and it took my util from 1% to 3% lol.

The plus scores from Amex went down 10 points lol? Fako is fako I guess.

[Dubious]

Hmm, I've read about this. Any reason why? 

[FinStar]

Did you make any recent changes to your BofA account?  Usually, any changes to your profile, limit, PC, address, etc., can result in a CRA update.  Now, if you have a Visa Signature product, then no issue since only the high balance/high credit gets reported (not the limit).  Otherwise, a platinum product or any othe FSL (non-Signature) product will reflect the utilization hit.

[armbenderc]

@FinStar I sure did. I linked the saving to my credit account, so I can get 50% extra cash when redeeming it.

It shows high balance and my util went up by 2% to a total of 3%. No CL reported but it got counted in as a balance and extra CL. For example, I owe 1.5k it added 1.5k to total util as available CL but also add 1.5k balance.