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Contributor
Roxlie
Posts: 81
Registered: ‎05-02-2008

BofA unsecured!

Just want to say thanks for all the success stories people have posted about calling BofA to have their cards unsecured.  I opened it on May 10, 2008 with $300.  I was looking at the account today and realized it was just over 9 months, so I called the number on the card and asked about unsecuring.

 

The woman told me to wait until 12 months and call back.  So I called the backdoor and asked again and the guy said my account was eligible at 9 months for a review and asked if I wanted to try it.

 

He put me on hold for a couple minutes and came back and said as of today the card is unsecured and they gave me a $500 CLI as well.

 

It's a far cry from other peoples 10k + limits, but I am darned happy about it!

 

 

9 months and 7 days...thanks again folks!

Senior Contributor
score_building
Posts: 3,524
Registered: ‎01-10-2008
0

Re: BofA unsecured!

Super congrats!!

tell me "no" once -shame on them.  don't hang up and try a backdoor number -shame on you, lol. WTG Roxlie!!

FICOS:
06/13 EX 765 (PSECU) EQ 771 (DCU) TU 779 (Barclays)
Frequent Contributor
barbaralee
Posts: 293
Registered: ‎03-13-2008
0

Re: BofA unsecured!

Congratulations, that's great! :smileyhappy: I would be over the moon as well.
Frequent Contributor
maxima1
Posts: 455
Registered: ‎11-27-2007
0

Re: BofA unsecured!

Congrats:smileyvery-happy:mine unsecured last week also gave me 500 increase and i also did a product change to the worldpoints for the rewards and better cli.
GOAL FOR 2010 Paying Down Debt .........653 EQ 685TU EXP???
Contributor
Roxlie
Posts: 81
Registered: ‎05-02-2008
0

Re: BofA unsecured!

[ Edited ]

Hmm I forgot about a product change I was so excited about it being unsecured.  But thinking now..I don't want to look to eager as they gave me this secured card with a BK from 2006 on my report.  I want to show them that I've become more responsible first.  Possibly I should wait like 6 months or so?

Message Edited by Roxlie on 02-17-2009 12:33 PM
Regular Contributor
lawskool09
Posts: 171
Registered: ‎03-04-2008
0

Re: BofA unsecured!


Roxlie wrote:

Hmm I forgot about a product change I was so excited about it being unsecured.  But thinking now..I don't want to look to eager as they gave me this secured card with a BK from 2006 on my report.  I want to show them that I've become more responsible first.  Possibly I should wait like 6 months or so?

Message Edited by Roxlie on 02-17-2009 12:33 PM

I did a product change the same day I called and asked for the card to be unsecured.  This was last week.  The CSR that unsecured the card said I should wait 6 months before asking for the change, but she sent me to that department anyway.  I was given the World Points card.

 

I'd say give it a try.

4/23/08 EX-614 EQ-624 TU-635
5/6/08 EX-660 EQ-628 TU-685
5/12/08 EX-660 EQ-652 TU-685
12/08/08 EX-670 EQ-670 TU-674
Valued Contributor
oracles
Posts: 1,699
Registered: ‎08-18-2007
0

Re: BofA unsecured!

Great job Roxlie

 

Congrats

 

I would call them now and try to do a product change to the worldpoints card.

 

you will have a better card and regular cli's.

 

hope this helps

Super Contributor
concorduser
Posts: 6,025
Registered: ‎09-18-2007
0

Re: BofA unsecured!

Congractulations....
Established Contributor
MsKiwi
Posts: 832
Registered: ‎03-20-2008
0

Re: BofA unsecured!

Sweet! Congratulations!

Regular Contributor
kay82
Posts: 116
Registered: ‎10-28-2008
0

Re: BofA unsecured!

 Congrats Rox.....love to read success stories !!
12-08 TU 654 EQ 630 EX 628

12-08 TU 640 new accounts

1-31-09 EQ 644 15% util !!!
2-10-09 EX 663 15% util !!!

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