02-17-2009 12:20 PM
Just want to say thanks for all the success stories people have posted about calling BofA to have their cards unsecured. I opened it on May 10, 2008 with $300. I was looking at the account today and realized it was just over 9 months, so I called the number on the card and asked about unsecuring.
The woman told me to wait until 12 months and call back. So I called the backdoor and asked again and the guy said my account was eligible at 9 months for a review and asked if I wanted to try it.
He put me on hold for a couple minutes and came back and said as of today the card is unsecured and they gave me a $500 CLI as well.
It's a far cry from other peoples 10k + limits, but I am darned happy about it!
9 months and 7 days...thanks again folks!
02-17-2009 12:30 PM
02-17-2009 12:32 PM - edited 02-17-2009 12:33 PM
Hmm I forgot about a product change I was so excited about it being unsecured. But thinking now..I don't want to look to eager as they gave me this secured card with a BK from 2006 on my report. I want to show them that I've become more responsible first. Possibly I should wait like 6 months or so?
02-17-2009 01:15 PM
Hmm I forgot about a product change I was so excited about it being unsecured. But thinking now..I don't want to look to eager as they gave me this secured card with a BK from 2006 on my report. I want to show them that I've become more responsible first. Possibly I should wait like 6 months or so?Message Edited by Roxlie on 02-17-2009 12:33 PM
I did a product change the same day I called and asked for the card to be unsecured. This was last week. The CSR that unsecured the card said I should wait 6 months before asking for the change, but she sent me to that department anyway. I was given the World Points card.
I'd say give it a try.
02-17-2009 02:43 PM
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