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BofA unsecured!

Contributor

BofA unsecured!

Just want to say thanks for all the success stories people have posted about calling BofA to have their cards unsecured.  I opened it on May 10, 2008 with $300.  I was looking at the account today and realized it was just over 9 months, so I called the number on the card and asked about unsecuring.

 

The woman told me to wait until 12 months and call back.  So I called the backdoor and asked again and the guy said my account was eligible at 9 months for a review and asked if I wanted to try it.

 

He put me on hold for a couple minutes and came back and said as of today the card is unsecured and they gave me a $500 CLI as well.

 

It's a far cry from other peoples 10k + limits, but I am darned happy about it!

 

 

9 months and 7 days...thanks again folks!

Message 1 of 14
13 REPLIES
Senior Contributor

Re: BofA unsecured!

Super congrats!!

tell me "no" once -shame on them.  don't hang up and try a backdoor number -shame on you, lol. WTG Roxlie!!

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Message 2 of 14
Established Contributor

Re: BofA unsecured!

Congratulations, that's great! Smiley Happy I would be over the moon as well.
Message 3 of 14
Frequent Contributor

Re: BofA unsecured!

CongratsSmiley Very Happymine unsecured last week also gave me 500 increase and i also did a product change to the worldpoints for the rewards and better cli.
GOAL FOR 2010 Paying Down Debt .........653 EQ 685TU EXP???
Message 4 of 14
Contributor

Re: BofA unsecured!

Hmm I forgot about a product change I was so excited about it being unsecured.  But thinking now..I don't want to look to eager as they gave me this secured card with a BK from 2006 on my report.  I want to show them that I've become more responsible first.  Possibly I should wait like 6 months or so?

Message Edited by Roxlie on 02-17-2009 12:33 PM
Message 5 of 14
Regular Contributor

Re: BofA unsecured!


Roxlie wrote:

Hmm I forgot about a product change I was so excited about it being unsecured.  But thinking now..I don't want to look to eager as they gave me this secured card with a BK from 2006 on my report.  I want to show them that I've become more responsible first.  Possibly I should wait like 6 months or so?

Message Edited by Roxlie on 02-17-2009 12:33 PM

I did a product change the same day I called and asked for the card to be unsecured.  This was last week.  The CSR that unsecured the card said I should wait 6 months before asking for the change, but she sent me to that department anyway.  I was given the World Points card.

 

I'd say give it a try.

4/23/08 EX-614 EQ-624 TU-635
5/6/08 EX-660 EQ-628 TU-685
5/12/08 EX-660 EQ-652 TU-685
12/08/08 EX-670 EQ-670 TU-674
Message 6 of 14
Valued Contributor

Re: BofA unsecured!

Great job Roxlie

 

Congrats

 

I would call them now and try to do a product change to the worldpoints card.

 

you will have a better card and regular cli's.

 

hope this helps

Message 7 of 14
Super Contributor

Re: BofA unsecured!

Congractulations....
Message 8 of 14
Established Contributor

Re: BofA unsecured!

Sweet! Congratulations!

Message 9 of 14
Regular Contributor

Re: BofA unsecured!

 Congrats Rox.....love to read success stories !!
12-08 TU 654 EQ 630 EX 628

12-08 TU 640 new accounts

1-31-09 EQ 644 15% util !!!
2-10-09 EX 663 15% util !!!
Message 10 of 14